BHB Personal Borrowing take one

1. PERSONAL BORROWING The Home Equity Line of Credit described herein is offered only on primary residences and/or second homes located in Virginia, Maryland, and the District of Columbia. Please ask for information on alternate products available for investment properties. 1 Consult your tax advisor regarding interest deductibility. 2 See card application’s Important Disclosure for terms, rates, and fees, which can be found at burkeandherbertbank.com/personal/burke-herbert- bank-credit-cards/. Cards are issued by TCM Bank, N.A., pursuant to a license from Visa Incorporated. Visa® is a registered trademark of Visa Incorporated. Subject to credit review and approval. Must be 18 years or older to apply. If using logos less than 75% size, please switch to logo size 2. Better borrowing in your own backyard Mortgages Home Equity Credit Cards Like us at facebook.com/BurkeHerbertBank Follow us at twitter.com/burkeandherbert Follow us on LinkedIn Burke & Herbert Bank At Your Service Since 1852 Burke & Herbert Bank At Your Service Since 1852 8070 0522 PER ©2022 Burke & Herbert Bank ® ® Burke & Herbert Bank At Your Service Since 1852® Burke & Herbert Bank At Your Service Since 1852® FOR USE ON COATED STOCK Burke & Herbert Logo Guidlines Logotype: Blue: PMS 648 C (PC) Gold: PMS 457 C (PC) CG Futura Maxi Demi Ampersand: CG Futura Maxi Book Tagline: Futura Heavy 4C: 100c / 62m / 0y / 52k 4C: 6c / 23m / 97y / 26k

2. Get a loan worth celebrating! Home equity, done right. If you have equity in your home, a Home Equity Line of Credit can give you convenient, affordable access to funds for larger purchases like home renovations/additions, college tuition, even unexpected repairs. Ask one of our bankers to help you decide if a Home Equity Line of Credit is a wise choice for you. If so, we’ll help you settle on a smart, sensible credit amount based on your equity, income, and timeframe. When you buy a new home or use the equity in your current one, that’s a big deal. It’s a decision you want to feel good about, not just today but in the years to come. Which is why it’s so smart to rely on the experience and guidance of our local bankers right here in your neighborhood at Burke & Herbert Bank. ∞ Borrow only the amount you need whenever you need it. As you repay, your credit line replenishes for future uses. ∞ If you use your home equity line for home improvements, the interest you pay may be tax deductible.1 We don’t just sell loans, we build relationships. Rewards credit cards too. We work our hardest to find the right mortgage or home equity choice for you, and then we stay with you every step of the way, from application to closing. We’ll answer every question, alleviate any concern, and add our expert perspective to your decision-making. That’s why borrowing is better here. Mortgages and home equity aren’t designed for everyday purchases, but our Burke & Herbert Bank credit cards2 sure are. We have many different options, from no-frills cards with low rates to rewards cards that bring you a choice of cash rewards or points redeemable for merchandise and travel. Mortgages built around you. You can choose from a wide range of fixed and adjustable rate mortgage loan options with competitive rates and flexible terms. And we have programs to suit every need, from jumbo mortgages to special mortgage programs that help first-time homebuyers with a variety of different incomes and down-payment amounts. Apply today! Speak to a branch representative today, visit burkeandherbertbank.com or call us at 703‑684‑1655. Borrowing is better here.