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HOW TO ACESS BENEFITS MADE AVAILABLE BY THE KENTUCKY RACING HEALTH AND WELFARE FUND. HERE’S WHAT MAY BE AVAILABLE TO YOU AS A RACE TRACK WORKER IN KENTUCKY. The Kentucky Racing Health and Welfare Fund sponsors each one of the following programs:.

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How to acess benefits made available by the kentucky racing health and welfare fund l.jpg

HOW TO ACESS BENEFITS MADE AVAILABLE BY THE KENTUCKY RACING HEALTH AND WELFARE FUND

HERE’S WHAT MAY BE AVAILABLE TO YOU AS A RACE TRACK WORKER IN KENTUCKY


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The Kentucky Racing Health and HEALTH AND WELFARE FUND

Welfare Fund sponsors each one

of the following programs:

KENTUCKY RACING HEALTH SERVICES CENTER

The Old School Apartments


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In Kentucky there are five thoroughbred race tracks HEALTH AND WELFARE FUND

Turfway Park

Churchill Downs

Ellis Park

Keeneland/The Thoroughbred Center

Kentucky Downs


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Together, these five tracks form the Kentucky circuit, with 206 racing dates throughout the year. There is thoroughbred racing in Kentucky during every month of the year. A typical racing schedule looks like:

January, February, March – Turfway Park

April – Keeneland

May – Mid July – Churchill Downs

Mid July – August – Ellis Park

September – Turfway Park/Kentucky Downs

October – Keeneland

November – Churchill Downs

December – Turfway Park


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The Fund’s main office is in Louisville, and we maintain satellite offices at: * Ellis Park - during the race meet * Keeneland - all year long *The Thoroughbred Center - all year long *Turfway Park - all year long


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But first this message from our lawyer…. satellite offices at:

DISCLAIMER

The Kentucky Racing Health & Welfare Fund is a non-profit charitable organization that receives no government funding or public tax revenue. It is not an insurance company and does not assume responsibility for any incurred charges nor does it guarantee approval for any request for assistance. This presentation should not be construed as a policy and shall not be considered as an offer to extend assistance, benefits, coverage, payment or medical advice. The Fund’s guidelines are changed at the sole discretion of the Fund and are modified, extended, altered, and revised from time to time without prior notice. Therefore, any information supplied in any form must not be construed or regarded as creating any express or implied right to the services, coverage, or benefits the Fund may offer. A copy of the Fund’s current guidelines can be obtained by a written request submitted to the Fund.


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The first step in being eligible for the Fund’s benefits is to be licensed and working:

1. Be licensed by the Kentucky Horse

Racing Commission.

The cost is $10. During each race meet there is an

office where you can purchase your license. You

must purchase a new license each year.

2. Working for an eligible trainer.

You must be working for an eligible trainer, and earn

at least $125 per week and present a payroll check

or payroll check stub (or copy) with each request for assistance


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To be eligible you must be currently licensed and working in the Kentucky Thoroughbred Racing Industry for:

  • a trainer who has made no less than 3

    Kentucky starts in prior 6 months or 5

    Kentucky starts in the prior 12 months and 1 Kentucky

    start in the past 60 days.

  • and you must earn at least $125 a week with

    that trainer (but not more than $38,500 single or

    $77,000 married adjusted gross income each year).


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Hospital Charges in the Kentucky Thoroughbred Racing Industry for:

Doctor Charges

Diagnostic Charges

Prescription Medication

Dental Charges

Dentures and Crowns

Periodontia

Orthodondia

Eye Exams and Glasses

Funeral Charges

Rent/Mortgage

payments during Short

Term Disability

Chiropractic

Hearing Aids & Exams

Mental Health Disorders

Medical Transport

We provide Financial Assistance with:


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  • During 2009 the Fund assisted contacts of: in the Kentucky Thoroughbred Racing Industry for:

    2503 Stable Employees

    402 Trainers

    293 Assistant Trainers

    with:

    2521 Medical related treatments

    550 Dental

    170 Vision


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Maximum benefits start at $7,000 for those who are in Kentucky for the first time or the first time in the past six years and grow to $20,000 for those who have been working in Kentucky for 5 or more consecutive years:

This includes:

$ 750 dental benefit

$ 8,000 pregnancy benefit

$ 5,000 death benefit


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  • The Fund has established a network of preferred providers in every major racing center in Kentucky that either provide services at discounted rates or make immediate treatment available.

    For those not stabled at a race track or training center clients and medical providers may contact us by phone, mail, fax, or email.


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  • The Fund’ s contact information is: every major racing center in Kentucky that either provide services at discounted rates or make immediate treatment available.

    Kentucky Racing Health and Welfare Fund

    422 Heywood Avenue

    Louisville, Kentucky 40208

    Phone 502-636-2900

    Fax 502- 636-2955

    Toll Free 1-800-548-3662

    email: [email protected]

    Find us on Facebook


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Anytime you have a question or if you incur a medical or dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

All information is kept confidential.

Finally, the Fund cannot provide assistance with a work related injury, illness or occurrence.


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KENTUCKY RACING dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

HEALTH SERVICES

CENTER


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Kentucky Racing Health Services Center dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

The Kentucky Racing

Health Services Center

is a joint initiative between the

The University of Louisville

and

The Kentucky Racing Health and Welfare Fund


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Kentucky Racing Health Services Center dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

We are located in the

basement of the 4th

Street end (east end) of

The Old School on

Heywood Avenue behind

the 4th Street Convenient

Store, about two blocks

from the 4th Street Stable

Gate. The address is 422

Heywood Ave. Louisville, KY 40208


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Kentucky Racing Health Services Center dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

We are open –

Monday 10:30 a.m. – 3:30 p.m.

Wednesday 4:00 p.m. – 7:00 p.m.

Friday 10:30 a.m. - 3:30 p.m.

CLOSED ALL MAJOR HOLIDAYS

Call for an appointment:

502-636-2900

502-636-3133


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Kentucky Racing Health Services Center dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

  • We provide free Medical Services for Licensed Kentucky Racing Personnel

  • You need to bring your current Kentucky Horse Racing Commission license and a current payroll check or stub from a thoroughbred trainer in the amount of $125 or more.

  • If your unlicensed spouse needs medical attention you will need to bring your marriage certificate.

  • If your child needs medical attention you will need to bring the child’s birth certificate.


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Kentucky Racing Health Services Center dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

We provide the following free services:

Routine Physicals PAP Smears Breast Exams

Prostate Exams Blood Tests Diabetes

School Physicals Sports Physicals Thyroid Test

GYN/STD Problems Cholesterol Test Asthma

Respiratory Problems Headaches Itchy Eyes

Sore Throat Minor Aches Arthritis

Digestive Complaints Urinary Problems Foot Care

Depression Anxiety


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Kentucky Racing Health Services Center dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

We also provide:

  • Prescriptions for non-narcotic medications

  • Laboratory Services

    We cannot provide treatment for

    work-related injuries


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KENTUCKY RACE TRACK RETIREMENT PLAN dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

  • You must sign up every year to determine eligibility.

  • If you are eligible, a contribution is made to your account.

  • When you retire you get whatever is in your account. Retirement age is 60.


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KENTUCKY RACE TRACK RETIREMENT PLAN dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

WHO IS ELIGIBLE FOR THE PLAN?


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KENTUCKY RACE TRACK RETIREMENT PLAN dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

TRAINERS, ASSISTANT TRAINERS, AND STABLE EMPLOYEES WHO:

+ WERE LICENSED AND WORKING IN KENTUCKY IN THE YEAR PRIOR TO SIGN UP AND

+ EARNED AT LEAST $5,200 WORKING IN KENTUCKY IN THE YEAR PRIOR TO SIGN UP (BUT NOT MORE THAN $38,500 SINGLE OR $77,000 MARRIED) AND CAN DOCUMENT IT AND

+ MADE 10 KENTUCKY STARTS IN THE YEAR PRIOR TO SIGN UP OR WORKED FOR A TRAINER WHO MADE 10 KENTUCKY STARTS


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KENTUCKY RACE TRACK RETIREMENT PLAN dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

HOW DO I SIGN UP FOR THE PLAN?


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KENTUCKY RACE TRACK RETIREMENT PLAN dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

You can sign up at the office of the

KENTUCKY RACING HEALTH AND WELFARE FUND

422 HEYWOOD AVE.

LOUISVILLE, KENTUCKY 40208

Monday through Friday

9:00 a.m. to 3:00 p.m.

UNTIL NOVEMBER 15, EACH YEAR

(SEE THE HORSES MOUTH , ELSEWHERE ON OUR WEBSITE

FOR A FULL SCHEDULE OF TRACK LOCATIONS AND DATES)


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KENTUCKY RACE TRACK RETIREMENT PLAN dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

WHAT WILL I NEED TO BRING

WHEN I SIGN UP?


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KENTUCKY RACE TRACK RETIREMENT PLAN dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

IF YOU ARE AN ASSISTANT TRAINER OR STABLE EMPLOYEE BRING ALL FORM W2 OR FORM 1099 FROM ALL KENTUCKY TRAINERS FOR WHOM YOU WORKED DURING THE PRIOR YEAR.

The trainer must have made 10 Kentucky starts for the income to be eligible and you must have earned at least $5,200 from the eligible trainer or trainers for whom you worked.

Don’t worry about whether the trainer made 10 Kentucky starts, the staff at the Retirement Plan can help you with that after you sign up.


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KENTUCKY RACE TRACK RETIREMENT PLAN dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

IF YOU ARE A TRAINER

PLEASE CONTACT

KAREN PELHKE

502-636-2646

FOR ADDITIONAL INFORMATION


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KENTUCKY RACE TRACK RETIREMENT PLAN dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

WHAT’S THE PAYOFF FOR SIGNING UP

EVERY YEAR?


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We are currently in our 9 dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.th year of signing up.

Those who have signed up each of the first eight years have between $12,000 and $14,000 in their accounts.

KENTUCKY RACE TRACK RETIREMENT PLAN

  • Your money can be distributed three different ways:

  • When you turn

  • 60.

  • If you become

  • disabled.

  • If you die before

  • you retire.


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KENTUCKY RACE TRACK RETIREMENT PLAN dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

LET’S SUMMARIZE

1.) Sign up for the plan every year even if you don’t think that you are eligible.

2.) Know when and where to sign-up.

3.) Don’t listen to backside gossip – contact us if you have any questions.


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  • THOROUGHBRED ADDICTION dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

    • COUNCIL OF KENTUCKY


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THOROUGHBRED ADDICTION dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.COUNCIL OF KENTUCKY (T.A.C.K.)

  • T.A.C.K .is a horsemen’s program responding to drug and alcohol disorders in the Kentucky Racing industry since 1989.

  • T.A.C.K. offers access to no cost or low cost evaluation, detoxification and treatment programs in Kentucky’s thoroughbred industry, on the track and the farm, who are suffering from alcohol and drug dependency.


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T.A.C.K. dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

  • A T.A.C.K. representative is available at each of Kentucky’s four major racetracks and at Trackside and The Thoroughbred Center in Lexington all year long.

  • At Churchill Downs the office is located in The Old School, 422 Heywood. At Trackside the office is located in the Horsemen’s Service Trailer in the parking lot next to the stable area.

  • You can also contact the Kentucky Racing Health and Welfare Fund 502-636-2900 if you need to speak to a T.A.C.K. counselor.


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You may want to talk to a T.A.C.K. counselor if you notice: dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

  • That your job performance is suffering because of your alcohol or drug use.

  • You are hung over or high while on the job.

  • You are regularly late to work.

  • You regularly miss work and/or you change jobs often because of your alcohol or drug use.

  • You have incurred an injury while you are in an altered state.


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T.A.C.K. dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

THE CONCORD HOUSE

  • A seven bed sober living facility for race track workers who enrolled in the T.A.C.K. program.

  • Opened in 1996

  • Within a two minute walk of Churchill’s stable gate.

  • Owned and operated by T.A.C.K.


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THE T.A.C.K. PHILOSOPHY dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

  • Treatment is the Solution not Punishment.

  • The program is based on four major building blocks of sobriety:

    • Abstinence (stop using)

    • Accountability

    • Commitment

    • Responsibility

  • We pay for on-track counselors at tracks in Kentucky, but do not provide for private in-house rehabilitation.


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The Old School Apartments dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.


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The Old School Apartments dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

  • Designed with the Older Race Track Worker in mind

  • One block from Churchill Downs

  • Studio and one bedroom apartments

  • Rents start at $345 per month with free

    heat, air conditioning and water

    **You must sign a one year lease


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The Old School Apartments dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

To live at The Old School Apartments:

you must:

  • Be 55 years of age or older or be disabled

  • low income

  • Have no more than 2 people living in the apartment

    *Other financial restrictions may apply


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THE END dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.

THANK YOU

FOR ATTENDING

THANK YOU

FOR ATTENDING

IF YOU HAVE ANY QUESTIONS PLEASE CALL US AT

502-636-2900


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