HOW TO ACESS BENEFITS MADE AVAILABLE BY THE KENTUCKY RACING HEALTH AND WELFARE FUND. HERE’S WHAT MAY BE AVAILABLE TO YOU AS A RACE TRACK WORKER IN KENTUCKY. The Kentucky Racing Health and Welfare Fund sponsors each one of the following programs:.
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HERE’S WHAT MAY BE AVAILABLE TO YOU AS A RACE TRACK WORKER IN KENTUCKY
The Kentucky Racing Health and HEALTH AND WELFARE FUND
Welfare Fund sponsors each one
of the following programs:
KENTUCKY RACING HEALTH SERVICES CENTER
The Old School Apartments
In Kentucky there are five thoroughbred race tracks HEALTH AND WELFARE FUND
Keeneland/The Thoroughbred Center
Together, these five tracks form the Kentucky circuit, with 206 racing dates throughout the year. There is thoroughbred racing in Kentucky during every month of the year. A typical racing schedule looks like:
January, February, March – Turfway Park
April – Keeneland
May – Mid July – Churchill Downs
Mid July – August – Ellis Park
September – Turfway Park/Kentucky Downs
October – Keeneland
November – Churchill Downs
December – Turfway Park
The Fund’s main office is in Louisville, and we maintain satellite offices at: * Ellis Park - during the race meet * Keeneland - all year long *The Thoroughbred Center - all year long *Turfway Park - all year long
The Kentucky Racing Health & Welfare Fund is a non-profit charitable organization that receives no government funding or public tax revenue. It is not an insurance company and does not assume responsibility for any incurred charges nor does it guarantee approval for any request for assistance. This presentation should not be construed as a policy and shall not be considered as an offer to extend assistance, benefits, coverage, payment or medical advice. The Fund’s guidelines are changed at the sole discretion of the Fund and are modified, extended, altered, and revised from time to time without prior notice. Therefore, any information supplied in any form must not be construed or regarded as creating any express or implied right to the services, coverage, or benefits the Fund may offer. A copy of the Fund’s current guidelines can be obtained by a written request submitted to the Fund.
1. Be licensed by the Kentucky Horse
The cost is $10. During each race meet there is an
office where you can purchase your license. You
must purchase a new license each year.
2. Working for an eligible trainer.
You must be working for an eligible trainer, and earn
at least $125 per week and present a payroll check
or payroll check stub (or copy) with each request for assistance
To be eligible you must be currently licensed and working in the Kentucky Thoroughbred Racing Industry for:
Kentucky starts in prior 6 months or 5
Kentucky starts in the prior 12 months and 1 Kentucky
start in the past 60 days.
that trainer (but not more than $38,500 single or
$77,000 married adjusted gross income each year).
Hospital Charges in the Kentucky Thoroughbred Racing Industry for:
Dentures and Crowns
Eye Exams and Glasses
payments during Short
Hearing Aids & Exams
Mental Health Disorders
Medical TransportWe provide Financial Assistance with:
2503 Stable Employees
293 Assistant Trainers
2521 Medical related treatments
Maximum benefits start at $7,000 for those who are in Kentucky for the first time or the first time in the past six years and grow to $20,000 for those who have been working in Kentucky for 5 or more consecutive years:
$ 750 dental benefit
$ 8,000 pregnancy benefit
$ 5,000 death benefit
For those not stabled at a race track or training center clients and medical providers may contact us by phone, mail, fax, or email.
Kentucky Racing Health and Welfare Fund
422 Heywood Avenue
Louisville, Kentucky 40208
Fax 502- 636-2955
Toll Free 1-800-548-3662
email: [email protected]
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Anytime you have a question or if you incur a medical or dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.
All information is kept confidential.
Finally, the Fund cannot provide assistance with a work related injury, illness or occurrence.
KENTUCKY RACING dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.
The Kentucky Racing
Health Services Center
is a joint initiative between the
The University of Louisville
The Kentucky Racing Health and Welfare Fund
We are located in the
basement of the 4th
Street end (east end) of
The Old School on
Heywood Avenue behind
the 4th Street Convenient
Store, about two blocks
from the 4th Street Stable
Gate. The address is 422
Heywood Ave. Louisville, KY 40208
We are open –
Monday 10:30 a.m. – 3:30 p.m.
Wednesday 4:00 p.m. – 7:00 p.m.
Friday 10:30 a.m. - 3:30 p.m.
CLOSED ALL MAJOR HOLIDAYS
Call for an appointment:
We provide the following free services:
Routine Physicals PAP Smears Breast Exams
Prostate Exams Blood Tests Diabetes
School Physicals Sports Physicals Thyroid Test
GYN/STD Problems Cholesterol Test Asthma
Respiratory Problems Headaches Itchy Eyes
Sore Throat Minor Aches Arthritis
Digestive Complaints Urinary Problems Foot Care
We also provide:
We cannot provide treatment for
WHO IS ELIGIBLE FOR THE PLAN?
TRAINERS, ASSISTANT TRAINERS, AND STABLE EMPLOYEES WHO:
+ WERE LICENSED AND WORKING IN KENTUCKY IN THE YEAR PRIOR TO SIGN UP AND
+ EARNED AT LEAST $5,200 WORKING IN KENTUCKY IN THE YEAR PRIOR TO SIGN UP (BUT NOT MORE THAN $38,500 SINGLE OR $77,000 MARRIED) AND CAN DOCUMENT IT AND
+ MADE 10 KENTUCKY STARTS IN THE YEAR PRIOR TO SIGN UP OR WORKED FOR A TRAINER WHO MADE 10 KENTUCKY STARTS
HOW DO I SIGN UP FOR THE PLAN?
You can sign up at the office of the
KENTUCKY RACING HEALTH AND WELFARE FUND
422 HEYWOOD AVE.
LOUISVILLE, KENTUCKY 40208
Monday through Friday
9:00 a.m. to 3:00 p.m.
UNTIL NOVEMBER 15, EACH YEAR
(SEE THE HORSES MOUTH , ELSEWHERE ON OUR WEBSITE
FOR A FULL SCHEDULE OF TRACK LOCATIONS AND DATES)
WHAT WILL I NEED TO BRING
WHEN I SIGN UP?
IF YOU ARE AN ASSISTANT TRAINER OR STABLE EMPLOYEE BRING ALL FORM W2 OR FORM 1099 FROM ALL KENTUCKY TRAINERS FOR WHOM YOU WORKED DURING THE PRIOR YEAR.
The trainer must have made 10 Kentucky starts for the income to be eligible and you must have earned at least $5,200 from the eligible trainer or trainers for whom you worked.
Don’t worry about whether the trainer made 10 Kentucky starts, the staff at the Retirement Plan can help you with that after you sign up.
IF YOU ARE A TRAINER
FOR ADDITIONAL INFORMATION
WHAT’S THE PAYOFF FOR SIGNING UP
We are currently in our 9 dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you.th year of signing up.
Those who have signed up each of the first eight years have between $12,000 and $14,000 in their accounts.KENTUCKY RACE TRACK RETIREMENT PLAN
1.) Sign up for the plan every year even if you don’t think that you are eligible.
2.) Know when and where to sign-up.
3.) Don’t listen to backside gossip – contact us if you have any questions.
THE CONCORD HOUSE
heat, air conditioning and water
**You must sign a one year lease
To live at The Old School Apartments:
*Other financial restrictions may apply
IF YOU HAVE ANY QUESTIONS PLEASE CALL US AT