HEALTH & WELFARE BENEFITS

1. HEALTH & WELFARE BENEFITS Arrow 2014 Health & Welfare and Retirement Benefits Overview Company Confidential | Do Not Distribute

2. Weekly Indemnity Plan (Short-term Disability) Long-term Disability Employee Assistance Program (EAP) Registered Retirement Savings Plan (RRSP) Deferred Profit Sharing Plan (DPSP) Arrow Canadian Benefits Summary Review • Extended Health Plan • Dental Plan • Basic Life Insurance • Basic Accidental Death and Dismemberment (AD&D) • Optional Life Insurance • Optional Accidental Death and Dismemberment Benefits are effective the 1st of the month after you’ve completed one month of service Example: Hired May 5th, benefits are effective on July 1st

3. Arrow Canadian Benefits Summary Review Eligible Dependents: Spouse or Domestic Partner/Common Law • Legal Spouse • Same or Opposite Sex Partner Children • Unmarried dependent children of you and/or your Spouse/Domestic partner up to age 21 • Unmarried dependent children of you and/or your Spouse/Domestic partner up to age 25 if they are enrolled as a regular FT Student • Unmarried dependent children of you and/or your Spouse/Domestic partner who are disabled

4. Arrow Canadian Benefits Summary Review • Important Facts to Remember: • Healthcare coverage in Canada is mandated and offered to all residents by their respective government province • Employer plans are supplemental to the provincial coverage and do not stand alone • Married employees must cover their spouses unless thespouse is covered by another employer-sponsored plan

5. Manulife Extended Health Coverage Premiums paid By Arrow Medical • Annual Deductible – Individual $25 / Family $50 • Reimbursement - 100% • Hospital - Semi Private Room - 100% • Paramedical Coverage - $300/Practitioner/Year • Private Duty Nursing - $10K/calendar year, per condition • Vision Care – Exam included - Materials - $150 every 2 Years • Hearing Aids - $500 every 5 Years • Emergency Care Out of Province – 100% Coverage ends at age 70

6. Manulife Extended Health Coverage (continues) Premiums paid By Arrow Drug Card – Pharmacy Benefit • 100% after Dispensing Fee ($7 Max per Rx – plan pays) • Enhanced generic substitution program • $15,000 lifetime maximum on fertility drugs • $300 lifetime maximum on anti-smoking prescriptions drugs Coverage ends at age 70

7. Manulife Dental Benefits Premiums paid By Arrow • Annual Deductible - $25 individual/ $50 Family • Preventive/Basic Care – 100% • Major Restorative Care – 50% • Orthodontics – 50% (children up to age 19) • Plan Maximums – per member • $2K– Preventive/Basic/Major Combined per calendar year • $1K – Orthodontics Combined – per lifetime Coverage ends at age 70

8. Manulife Life Insurance Benefits Premiums paid By Arrow Basic Life Insurance* • Employee = 2x Annual Earnings to a max of $500,000 • Non-Evidence Max = $380,000 Basic AD&D* • Employee = 2x Annual Earnings to a max of $500,000 • Non-Evidence Max = $380,000 Dependent Life** • Spouse - $5,000 • Child - $2,500 * Benefit amount reduces by 50% at age 65 and ends at age 70 or retirement ** Coverage ends at age 65 or retirement

9. Manulife Life Insurance Benefits Premiums paid By Employees Optional Employee & Spouse Life Insurance • Employee - increments of $10K to a max of $500,000 • Spouse - increments of $10K to a max of $500,000 • Non-Evidence Max - All amounts subject to Evidence of Insurability Optional AD&D • Employee - increments of $10K to a max of $500,000 • Non-Evidence Max = $380,000 Coverage ends at age 65

10. Manulife Disability Insurance • Weekly Indemnity Plan (Short-term Disability) Premiums paid By Arrow • 66.7% of weekly wages to a max of $2,000 per week • Maximum Duration – 17 weeks • Non-Evidence maximum - $1,750 • Elimination Period – 0 days accident/ 0 days hospital/7 calendar days for illness • Benefit Paid is taxable • Long-term Disability Premiums paid By Employee • 66.7% of your first $2,500 of monthly earnings; plus 50% of the next $3,500 of monthly earnings; plus 40% of any excess amount to a max of $10,000 per month • Maximum Duration – to age 65 or earlier if able to return to work • Non-Evidence maximum - $7,800 • Elimination Period – 120 days • Benefit Paid is non-taxable Coverage ends at age 65

11. Employee Assistance Program • EAP Services • 3 In-Person Sessions per Year Per eligible Family Member • Worklife Services – basic adoption assistance, elder care, parenting, etc. • Substance Abuse – Case Management for 1 year Website: www.ppconline.info English:(Username: healthy, Password: living) French:(Username: vie, Password: saine) Telephone (English/French): 1-800-663-9099 Premiums paid by Arrow

12. Benefits Enrollment Process • As a new employee, you must complete the following forms located on the Arrow Benefits Website • http://benefits.arrow.com/CanadianBenefits/HealthandWelfare/index.htm • Manulife Enrollment Form • Manulife Beneficiary Designation Form (original mailed copy required) • Optional Life Insurance Application and EOI (optional) • The Manulife Enrollment Form must be submitted to the HR Service Center and can be submitted via scan/email to hrservices@arrow.com, or via fax to (303) 704-4657.  • The Manulife Beneficiary Designation Form can be completed at any time, and the original form must be mailed to:  • Arrow Electronics, Inc. Attn:  HR Services  7459 S. Lima Street  Englewood, CO  80112

13. Benefits Enrollment Process (continue) Manulife ID Cards It can take up to one month for Manulife to mail out ID cards.  As soon as your enrollment has been processed with Manulife, you can register through Manulife's website and print off temporary ID cards if you need to use the coverage prior to receiving your ID cards. Vendor Contact Information: If you have questions about Arrow's Health and Welfare benefit programs, you can contact Manulife at: Phone:  800-268-6195 Website:  www.manulife.ca If you have questions, or need further assistance, please contact the HR shared services center at (800) 238-7286 or hrservices@arrow.com, Monday to Friday, 7:00 a.m. to 5:00 p.m. MT.

14. QUESTIONS? Arrow 2014 Health & Welfare and Retirement Benefits Overview Company Confidential | Do Not Distribute

15. RETIREMENT PROGRAM Arrow 2014 Health & Welfare and Retirement Benefits Overview Company Confidential | Do Not Distribute

16. Registered Retirement Savings Plan/Deferred Profit Sharing Plan (RRSP/DPSP) • Eligible to participate the first of the month following one month of employment • May defer a minimum of 1% of annual earnings up to an annual limit established by the Canada Revenue Agency (CRA) • All Savings and investment earnings are tax deferred until the time of your distribution • Arrow will match 50% of savings up to the first 6% of pay deferred • Vest in employee RRSP immediately, vest in employer DPSP after 2 years of plan participation

17. Registered Retirement Savings Plan/Deferred Profit Sharing Plan (RRSP/DPSP) - Continued Retirement program enrollment forms can be found on the Arrow Benefits Website http://benefits.arrow.com/CanadianBenefits/Retirement/index.htm Please mail the original completed forms to: Arrow Electronics, Inc. Attn: Retirement Benefits Department70 Maxess Road Melville, NY 11747 Vendor Contact Information: If you have questions about Arrow's Retirement program, you can contact Standard Life at: Phone:  800-242-1704 Website:  www.standardlife.ca If you have questions, or need further assistance, please contact the HR shared services center at (800) 238-7286 or hrservices@arrow.com, Monday to Friday, 7:00 a.m. to 5:00 p.m. MT.