“ Understanding Credit”. Presented by: Sulie Richardson. Learning Goals. Why use credit? Who wants to see report & why Understanding the credit reporting system What’s in your credit report How to dispute inaccurate information What makes up your credit score How to fix bad credit.
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Presented by: Sulie Richardson
Live within your
Have an adequate emergency fund
Have a written spending plan
Track your spending
Prerequisites to using credit
Pay all bills on time
Note: There are no quick fixes to repairing credit…
Understanding Your Credit Score
Savings secured loan
Pay down credit cards and the revolving loans
Refund anticipation loans
Car title loans
Beware of co-signing