IRAQ FINANCE 2012 International Conference & Exhibition on Banking and Financial Services in Iraq

1. IRAQ FINANCE 2012 International Conference & Exhibition on Banking and Financial Services in Iraq London UK 18 - 19 Sep 2012 The Importance of The Trade Bank of Iraq ( TBI ) in the new Iraq Chairman of the Board , President and Chief Executive Officer of the Trade Bank of Iraq ( TBI ) Mrs. HamdiyaMahmoud AL-Jaf

2. Chairman of the Board , President and Chief Executive Officer of the Trade Bank of Iraq TBI • Mrs. HamdiyaMahmoud AL-Jaf • Mrs. Al - Jaff  has been Chairman of the Board , President and Chief Executive Officer of the Trade Bank of Iraq since June 2011. Mrs. Al - Jaff has more than 25 years of experience in banking and management with extensive experience in Iraq and the Middle East Region , She began her career in 1982 with Rafidain Bank , Baghdad ; Republic of Iraq . • Her outstanding performance in various capacities within the different departments of Rafidain Bank was rewarded with her overseas postings . From 2004 and 2008 , she was assigned greater responsibilities as Manager of Rafidain Bank in Lebanon and Egypt . • In 2009 Mrs. Al - Jaff was appointed as an Advisor for the Rafidain Bank. • In her role as an advisor she enabled the bank to move in a new direction with introduction of international banking services and products . • She also contributed significantly to the growth and development of the banking sector of Iraq. She has double degree in Accounting and Political Science from the University of Baghdad and University of Mosoul. Also, she has a Higher Diploma Degree in Political Science from The Institute for Research and Arabic Studies under the umbrella of Arab League.

3. بسم الله الرحمن الرحيم • Excellencies , Distinguished Ladies and Gentlemen . • AL Salam Alikoom : • Dear listeners I am pleased and honored to stand before you Kaaracah represent my country, which has its roots civilization over thousands of years, where the the land of Iraq first civilizations represented by Sumerian civilization and Babylonian by more than six thousand years , has initiated the first civil laws governing all aspects of social life and financial . • The banking system in Iraq consists of two fold : • State-owned banks and that of the most prominent of the Rafidain Bank and Rasheed Bank, who were subjected to embargo restrictions as a result of the wrong policy of the former regime . • Private banks, which number more than thirty banks and these banks work well but not at the required level at the current stage . • The Trade Bank of Iraq TBI was established after the oil for food program , and in November 2003 the decision of the authority of the damage CPA ( Coalition Provincial Authority ) • This decision was very correct .

4. Able TBI Iraq's financial restructuring locally and internationally and managed by different kinds of banking operations , and seamlessly despite the difficulties that surrounded him at the beginning of its establishment . • TBI began his work when it was founded with a capital of one hundred million U.S. dollars , the bank has been able raise capital from profits accumulated to nearly billion U.S. dollars , as the bank was able to achieve consecutive annual profits and give me upward until it reached those profits more than four hundred million dollars in 2011 . • TBI is the most successful banking institution in Iraq after 2003 , and has won the award for Best Bank for International Trade in the years 2007 , 2008 , 2009 and also in 2011 by magazine rating • Trade and Forfeiting Review Magazine . • Of the total thousand international bank received TBI on the classification bears the number 386 by the magazine The Banker Magazine • This shows the important role played by the TBI locally and internationally . • TBI has 15 branches inside Iraq , and we are working to establish branches outside Iraq . Bank has a very wide network of correspondents in more than 65 countries and the bank seeks to increase it .

5. That one of the most prominent various activities TBI : * Continued cooperation with government and private banks . * Participating in local and international conferences and support . * Preparation courses for the development of local cadres private banking develop local skills . Support teams and sports clubs . * * Reward outstanding students in schools and universities and appointed by the bank as Daúmyin employees . * The bank also uses the latest technologies in the world of finance . To our bank has an important role in supporting the process of economic and social development and continuing to cooperate with local and international banks , where Iraq is a market open to all investors and there is easy to deal with investors in general and enjoys the support of the state . Expected to increase activity work of TBI in the next five years as a result of entering many international oil companies and do a lot of oil projects , including the establishment of Basra Gas Company , which will have the size of traded financial approximately seven billion U.S. dollars and have created staff appropriate to do so . And away from the oil sector the Bank has the intention to support and fund other projects , including urban and residential residential as Basmaya project , the largest residential project in Iraq since we started funding at least 30% of the value of the Basmaya project .

6. As for the private sector , the TBI will be funded : • * Cement Plant Project Najaf in the province of Najaf . • * Mall Baghdad project which is one of the largest and most modern shopping malls in Iraq . • There are other projects under study will TBI in funding and supporting the most important : • * Asphalt production project near the Baji refinery in Salah al Din province . • * Improvement Project of naphtha in the provinces of Kirkuk and Diwaniyah . • In the field of banking operations, the number of credits issued by the TBI since it was set up to 31/08/2012 • 10,660 * in the public sector • * in the private sector 1009 • Where Mbalghma were more than fifty million dollar . • As for bank transfers : • * Issued were numbered 34.936 and amount of about nine and forty million U.S. dollars . • * Received from them was numbered 19.557 and estimated at about five million U.S. dollars . • The terms of the guarantees have numbered up to 31/8/2012 is 33.739 in both the private and public sectors and approximately $ seven million U.S. dollars .

8. Questions?

9. I thank you for listening, I wish success to the conference and wishes for all success . Chairman of the Board , President and Chief Executive Officer of the Trade Bank of Iraq TBI Mrs. HamdiyaMahmoud AL-Jaf