Annuities and Present Value. Continuing our analysis of the time value of money. Revised by DBH 1/2006. Scenario. You are age 35 today and you start to think for the first time about retirement.
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Continuing our analysis of the time value of money.
Revised by DBH 1/2006
With disciplined investing, you could accumulate a fund of $149,000+ depositing only $100 per month at 8%. (Many securities funds have historically done better than 8%)
You should have little trouble living for 20 years with your retirement fund provided you are a disciplined investor and spender.