The World of Credit Unions. Dr. Paul A Jones Research Unit for Financial Inclusion. What is a Credit Union?. Credit unions are democratic, member-owned financial cooperatives Credit unions exist to serve their members and communities.
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Dr. Paul A Jones
Research Unit for Financial Inclusion
Originated in Germany in the 1840’s and evolved in three general directions:
France, Germany, Netherlands
Britain, Ireland, Eastern Europe
Spread throughout the world by the World Council of Credit Unions - WOCCU
Community Development Credit Unions in the US
Ensuring that everyone has access to appropriate financial services, enabling them to –
Sustainable business models
Products and services
Credit unions and Banks