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June 2012. THE CONSUMER FINANCIAL PROTECTION BUREAU: FAIR LENDING AT WORK. Tim Lambert Senior Counsel, Office of Fair Lending and Equal Opportunity Consumer Financial Protection Bureau
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THE CONSUMER FINANCIAL PROTECTION BUREAU:
FAIR LENDING AT WORK
Tim Lambert
Senior Counsel, Office of Fair Lending and Equal Opportunity
Consumer Financial Protection Bureau
Note: This document was used in support of a live discussion. As such, it does not necessarily express the entirety of that discussion nor the relative emphasis of topics.
FAIR LENDING AT WORK
THE DODD–FRANK ACT CREATED THE OFFICE OF FAIR LENDING AND EQUAL OPPORTUNITY
FAIR LENDING AT WORK
FAIR LENDING AT WORK
CFPB ADOPTS THE DISPARATE IMPACT DOCTRINE
WAYS TO PROVE DISCRIMINATION UNDER ECOA
FAIR LE NDING AT WORK
OFFICE OF FAIR LENDING FUNCTIONS HORIZONTALLY WITHIN CFPB
OFFICE OF FAIR LENDING AND EQUAL OPPORTUNITY
FAIR LENDING AT WORK
CONSUMER RESPONSE – DISCRIMINATION COMPLAINTS
FAIR LENDING AT WORK
CONSUMER EDUCATION AND ENGAGEMENT
Financial Empowerment
Financial Education
STUDENTS
SERVICEMEMBERS
OLDER AMERICANS
Engaging consumers and empoweringthem to take control of their financial lives are top priorities for the CFPB.
The Bureau aims to provide consumers with the information they need when they need it, so that they can achieve their own financial goals.
FAIR LENDING AT WORK
FAIR LENDING AT WORK
FAIR LENDING AT WORK
FAIR LENDING AT WORK
FAIR LENDING AT WORK
KEY AREAS FOR FAIR LENDING EXAMINATIONS
FAIR LENDING AT WORK
FAIR LENDING AT WORK
CFPB AND THE OFFICE OF FAIR LENDING
www.consumerfinance.gov
WE WANT TO HEAR FROM YOU!
WORKING WITH
YOU
WORKING FOR
YOU
FAIR LENDING AT WORK
