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THE AGEEING PEOPLE

THE AGEEING PEOPLE. IN FRANCE. PLAN. I/ CURRENT SITUATION IN FRANCE -Demography -Economics -Senior employment -Retirement -APA -Health -Problems II/ POLITICS TO PUT INTO ACTION -Ne w Reforms - Senior employment -Retirement - Dependence : “ the fifth Risk”. DEMOGRAPHY.

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THE AGEEING PEOPLE

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  1. THE AGEEING PEOPLE IN FRANCE

  2. PLAN • I/ CURRENT SITUATION IN FRANCE -Demography -Economics-Senior employment-Retirement-APA -Health -Problems • II/ POLITICS TO PUT INTO ACTION -NewReforms-Senior employment-Retirement-Dependence : “ the fifth Risk”

  3. DEMOGRAPHY • French demography- French population’s natural change : + 250 000 each year (800 000 births a year)-Today 12 millions of people aged over 60 years old, of whom more than 800 000 who loose their autonomy.-More and more old people in % : 28% of the population under the age of 20 in 1990; 25% in 2010 • In 2050 : 20 millions people : + 60 years old Median age : 45.2 years old for 37.6 today

  4. DEMOGRAPHY Ratio active population/inactive people aged of more than 60 : 2,1 in 2010 and 1,5 in 2030 -Between 1964 and 1994: decrease of birth rate from 2,91 to 1,66 -Since 1995, constant increase of birth rate : from 1,71 to 2 Two main factors of this ageing people phenomenon:-Papy-boom-Extension of life expectancy (-Better life quality, better care) 1950 : 63 years for men; 69 for women 1970 : 70 years for men; 78 for women 2010 : 78 years for men; 85 for women

  5. ECONOMICS • Senior employment: • France: under the European average: • 38.9% for the people aged from 55 to 64 years old, against 46% in the European Union. • Between march 2009 and march 2010: a 21,2% increase • Seniors who are looking for a job • and the number of seniors who have a job increase both

  6. ECONOMICS Retirement • Legal age : 60 years old • Retirement « full rate » : 65 years old • In some professions, people can retire earlier - 55: public transport - 50: bus or train drivers, miners,… • Many early retirement public programs • Since 2003, contribution rate of civil servant is now 40 years.

  7. APA Dependency->What is it ? Allowance Personalized by Autonomy (APA) • Financial help • People who have more than 60 • Have a lack or a loss of autonomy because of his physical or mental state • Need an help for the acts of the life or need to be under surveillance • Live in France (regular) • The 31st,December, 2008 : 1 115 000 beneficiary of the APA • With the ageing people , increase : + 5% in 2007, +7% in 2008 • 62% at their home / 38% at specially building for hold people

  8. HEALTH • Longer life expectancy • Ageing population • The cost of elderly • The future of pensions in trouble

  9. PROBLEMS • Consequences for the people on retire : -Senior unemployment -More aged people are concerned by the dependence -Decrease of actives population -Increase of spending

  10. NEWS REFORMS SENIOR EMPLOYMENT : • Mains measures to encourage the senior employment: • An help dispositive for people aged of 55 who are apply for a job • An offer of 2000 Euros by contract for the hired people aged of more 45. • Facilitate the cumuli employment-retirement • Companies that will hire a unemployment senior holder than 55, will receive an help which is equal to 14% of his salary. • Oblige firms which has more than 50 salaries to hire senior people (can be penalised ) • Increase of Surcote rate

  11. NEWS REFORMS Retirement • Objectives: • To restore the balance and save our repartition system • To maintain the level of actual and futures pensioners. • Reforms projects • In 2018 : work 42 years • Some people will be exempt as - “Long Career” : Same retirement age (60 years old) and retirement “Tauxplein”.

  12. NEWS REFORMS Retirement • A better protection for frail person: • A little retirement • Parents who have handicap children • Handicap workers • Implications for Employer

  13. DEPENDENCE PLAN • New field of the social welfare • Objectives:- Help disable people • Equipments or Person • An Universal Law-assessment of needs-Draw up a customized plan. • Financing: CNSA ( National Fund of solidarity for autonomy)

  14. CONCLUSION • problems : - fertility not enough high to assure renewal of generations- unemployment rate increasing (especially for youth and seniors)-ageing of the population • solutions :-promote trainings for unskilled youth- adapt senior competencies to work mutations- raise retirement age-social security for the most vulnerable persons and pension system

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