Designing a Housing Microfinance Loan Product. Lending Systems and Procedures (Based on RBAP-MABS HMF Generic Manual). The Microfinance Loan Process. 1) Loan Promotion & Application. 2) Client Selection (Loan Analysis). 3) Loan Approval. 6) Loan Collection/ Monitoring. 5) Loan Release.
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Lending Systems and Procedures
(Based on RBAP-MABS HMF Generic Manual)
1) Loan Promotion
2) Client Selection
3) Loan Approval
6) Loan Collection/
5) Loan Release
4) Loan Documentation
Incentive for good performance for group and or individual loan clients.
- New clients
Lodging/boarding houses near schools or business districts.
Analysis of Repeat Loans are based on:
Strict adherence to the Zero Tolerance approach:
Banks must have well-defined collection policies that clearly guide AOs on appropriate actions to take.
THE ALARM SIGNALS.
The MABS program is implemented by the of the Rural Bankers Association of the Philippines. It receives funding support from the U.S. Agency for International Development with oversight provided by the Office of the President and the Mindanao Economic Development Council.
Rural Bankers Association of the Philippines
Mindanao Economic Development Council
Office of the President of the Philippines
U.S. Agency for International Development
The general contractor is Chemonics International, Inc.
These materials were made possible through the support provided by the U.S. Agency for International Development/Philippines under the terms of contract no. 492-C-00-98-0008-00. The opinions expressed herein are those of the author(s) and do not necessarily reflect the views of the U.S. Agency for International Development.