Claims Process Demystified What to Expect When Filing an Insurance Claim in Mexico

1. CLAIMS PROCESS DEMYSTIFIED: WHAT TO EXPECT WHEN FILING AN INSURANCE CLAIM IN MEXICO www.westcoastri.com

2. Take a road trip through Mexico, and you will discover a lot to love about this country. But as with every road trip, accidents can happen. Your car could get damaged or, worse, stolen. If you had done your homework and secured Mexican car insurance before your trip, you are in a better position now. However, knowing how to handle the claims process ensures you are back on the road with minimal disruptions. Here is what you will need to do to file a Mexico insurance claim: Step 1: Call the police. If you are involved in a car accident in Mexico, the first thing you should do is ensure everyone is safe. After that, call the local police and get an official report of the incident. Getting this report is your first step in filing an insurance claim in Mexico. 3

3. While waiting for the authorities to arrive, document everything. Use your phone to take clear photos from multiple angles, focusing on the damage to your car and surrounding areas as well as any other evidence that might be relevant. Step 2: Contact your insurance provider to file the claim. Your insurance document, which you should always keep in your car when traveling, will have a dedicated claims hotline. Find that document and call the number. Remember to always file your claim while you are still in Mexico. This is a standard requirement for most Mexican insurance companies, and not doing so could jeopardize your claim. 3

4. On your call, you will provide details like your policy number and describe the incident. The representative will then guide you through the next steps, one of which might be coordinating with a local insurance adjuster. Step 3: Meet the insurance adjuster. The insurance adjuster's job is to inspect your vehicle and evaluate the extent of the damage. However, if your car is missing or stolen, be prepared to provide any additional details or documentation they might need. Step 4: Receive the damage estimate. Post-inspection, the auto body-shop will give you a repair cost estimate for the damages. We recommend cross-checking this estimate's accuracy. If the quoted amount seems too low, get estimates from a few other service providers to ensure a fair assessment. 3

5. Step 5: Repair your vehicle. With all the documentation and estimates, you can now officially work with the insurance carrier to settle your claim. Always keep copies of every document you submit and retain the original when possible. Step 6: Get legal support if needed. More serious auto accidents might have legal repercussions. Fortunately, most Mexican car insurance policies provide some legal coverage, from attorney fees to bail bonds. Make sure you are familiar with these provisions in your policy so you can use them effectively if needed. 3

6. Step 7: Track your claim status. Once your claim is filed, periodically check on its status. Reputable insurance providers typically process claims within a week, often offering compensation in US (United States) dollars. Retain all receipts if you have had to make any upfront repair payments. With the right paperwork, you will receive a timely reimbursement. Your Mexican road trip should be about making memories, not worrying over unforeseen challenges. This peace of mind comes with the right insurance. At West Coast Global Insurance Services, we have been providing insurance solutions since 2004. 3

7. We can connect you with top-rated Mexican insurance carriers, helping you review, compare, and buy the best car insurance policy for your needs and budget. Don't wait to secure the best online Mexican insurance—click here for a free quote, or visit www.westcoastri.com for more information! 3