Floodplain Management Workshop 2006. POST FLOOD RESPONSIBILITIES. Contact your local Emergency Management Agency, building inspectors, surveyors, and others that may be helpful in completing damage assessments. Your local Emergency Management Agency will know the areas of flood damage.
Contact your local Emergency Management Agency, building inspectors, surveyors, and others that may be helpful in completing damage assessments.
Your local Emergency Management Agency will know the areas of flood damage.
Photographs and Video
Note Boundaries of Inundation
Note High Water Marks
Complete a drive-by survey of the damaged structures
Repair or Reconstruction of
All damaged structures should be inspected to determine whether the structures have been “substantially damaged”.
Start with those structures initially identified as “medium” damage.
Next, inspect those structures initially identified as “high” damage.
The structures initially identified as “low” damage should be inspected last.
Determine Floodplain Status
Determine Extent of Damage
Structure’s Pre-Damaged Fair
Cost of Repairs
Depending on the situation, additional
permits other than the local permit
may be required.
The structure’s value is the fair market value
of the structure only, excluding the land
Cost of Labor
or structures determined to
have been substantially damaged must
meet the building protection
requirements of the
local floodplain ordinance.
Must be elevated one foot above the
Base Flood Elevation (BFE).
An elevation certificate containing
the actual constructed elevation
must be obtained and a copy maintained
in permit file for the structure.
The procedures used in a post-flood situation are basically the same procedures that should be used in the event of damage by other means – such as wind, tornado, earthquake, or fire.
ICC money can be combined with other insurance benefits, disaster and mitigation assistance grants, and low-interest SBA loans to pay for the cost of “compliance”.
The local floodplain administrator determines that the structure is substantially damaged or is a repetitive loss property and issues a written declaration.
Together, the policyholder and local floodplain administrator determine the best mitigation option that complies with the local floodplain management ordinance.
Floodproof (non-residential only)
Then, the policyholder may file an ICC claim through his/her insurance agent.
The policyholder can receive about half the ICC money to begin the mitigation measure. The balance of the money is paid to the policyholder when the job is complete and in compliance with the floodplain management ordinance.
Remediation of Floodplain Violations
How did it happen?
What do we do now?
SFHA that does NOT meet the minimum
requirements of the local floodplain ordinance.
Located with their Lowest Floor
below base flood elevation
that are Not
Anchored to Resist
other than Parking, Access, or Storage
and Anchored or Floodproofed
without meeting the building protection requirements
such as elevation
all the required
obtaining permits. Intentional or Unknowingly
Incorrect site information provided or site changed from submitted plans.
Elevations not checked before/during construction.
Violator was not informed adequately -- did not understand the requirements.
Lack of adequate local resources, including professional staff.
Not likely --
Although this may work for a short period - failure to address violations usually causes problems down the road.
all deficiencies and remedy all violations to the maximum
If the problem was due to ordinance or permitting deficiencies…
1) understand the floodplain ordinance
2) utilize the floodplain maps correctly
3) understand and use the proper
4) know how to use resources
requirements clear to the applicant.
openings, and elevation certificate, should
be clearly stated to the applicant in writing.
- written procedure.
If the the applicant violated their permit or failed to obtain a permit...
construction is underway.
The violator will need to be notified of the violation. (certified mail is recommended)
should be made clear.
ordinance and what specific sections have
and other possible actions.
response or action to be taken.
All notices to the violator that request a response or action by the recipient should include a “response due” date.
Violators should be given “due process” - reasonable opportunity to respond/correct/take action.
The community should send a minimum of two written notices (which include a response/action due date) before proceeding on to more harsh actions such as fines or litigation.
If the violator does not satisfactorily respond to the notices, the community may look at taking legal action - as with any other violation of the community’s local regulations.
If all efforts to correct the violation (involving a structure) have been exhausted, other options may need to be considered.
Most commonly used for cases where the lowest floor of a structure is below the required elevation.
Notice is recorded against the title to the building(s).
Informs any future owners of non-compliant status of structure by recording a notice against the title.
Recommends that property be covered by flood insurance.
Under Section 1316
If the use of the enforcement provisions fails to obtain compliance with local floodplain management regulations, the community can declare the structure(s) to be
in violation and request that FEMA deny flood insurance coverage.
The basic intent of Section 1316 is to support enforcement actions by States and local units of government by providing them with an additional tool for obtaining compliance with their local floodplain management regulations.
A means of providing economic incentive
to the property owners for correcting the
A way to take action against uncorrectable
violations that also acts as a deterrent to future violations
Flood insurance (NFIP) will not be available
for the structure
Grants, loans, or guarantees made by Federal
Agencies, such as the Small Business Administration,Federal Housing Administration , and Veterans Administration, will not be available for acquisition of or construction on the structure.
After a flood, no Federal disaster assistance will be available to rebuild the structure.
evaluate the situation. If appropriate,
Section 1316 will be applied and
flood insurance coverage will not be
available for that structure.
compliance with the local floodplain
management regulations, a Section
1316 Recission can be applied for.
As with the request for a Section 1316,
a request to rescind a Section 1316
must be made in writing.
the availability of flood insurance