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Individual Assistance (IA)

Learn how to register for FEMA Individual Assistance online or by phone and understand the inspection process for home damage. Discover the different types of assistance available, including temporary housing, repair and replacement assistance, and other necessary expenses. Find out how to appeal agency determinations regarding eligibility or the amount/type of assistance received.

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Individual Assistance (IA)

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  1. Individual Assistance(IA)

  2. IA Registration Process • There are several ways to register with FEMA: • Go online at www.DisasterAssistance.gov. Or, if you have a smartphone, download the FEMA app at https://www.fema.gov/mobile-app. • Online registration is the quickest way to register for assistance. • Phone registration 800-621-3362. For TTY call 800-462-7585. Those who use 711 or Video Relay Service (VRS) can call 800-621-3362. • Survivors also can register with FEMA at a Disaster Recovery Center. Locations are listed at www.fema.gov/DRC 2

  3. Inspection Process • After registration for home damage, the applicant will receive a call from FEMA to schedule an appointment for a home inspection. • As part of the inspection process, survivors must provide proof of ownership or occupancy. • Homeowners may show a tax bill, mortgage payment receipt or insurance policy with the property’s address. • Renters may show a lease, rent receipt, utility bill or other document confirming the home was their primary residence at the time of the disaster. • Homeowners and renters must also present a valid driver’s license or other photo ID. 3

  4. Types of Individual Assistance and Eligibility

  5. Types of Individual Assistance • Individuals and Households Program (IHP), 42 U.S.C. 5174 • Community Services Programs: • Disaster Case Management, 42 U.S.C. 5189d • Crisis Counseling, 42 U.S.C. 5183 • Disaster Unemployment, 42 U.S.C. 5177 • Disaster Legal Services, 42 U.S.C. 5182 • Other Programs: • Transportation Assistance, 42 U.S.C. 5189c • Cora Brown Fund, 42 U.S.C. 5201(b) 5

  6. IHP: General Eligibility Criteria • Damage caused by the disaster • The disaster-caused need cannot be met through other forms of assistance or insurance • Primary residence for housing assistance • Residence is uninhabitable or inaccessible • Applicant satisfies citizenship eligibility criteria • U.S. Citizen • Non-Citizen National • Qualified Aliens References: 42 U.S.C. 5174 Stafford Act Section 408 8 U.S.C. 1611 44 C.F.R. 206.110 - 206.120 6

  7. Temporary Housing Assistance IHP Provides Assistance For: • Temporary Housing – • Financial Assistance • Initial Rental Assistance • Continued Rental Assistance • Direct Housing • Manufactured Housing Units and Recreational Vehicles • Multi-family Lease and Repair Program • Direct Lease References: 42 U.S.C. 5174(c)(1)(A) and 5174 (c)(1)(B) Stafford Act Section 408 44 C.F.R. 206.110 - 206.120 7

  8. Additional IHP Financial Assistance • Home Repair Assistance • Home Replacement Assistance • Semi-permanent/Permanent Housing Construction (if authorized), and • Other Necessary Expenses or Serious Needs (Other Needs Assistance (ONA)) References: 42 U.S.C. 5174(c)(2), 5174(c)(3), 5174(c)(4), 5174(e) Stafford Act Section 408 44 C.F.R. 206.110 - 206.120 8

  9. Temporary Housing Assistance • Financial Assistance Cap • Program Maximum for financial assistance: $33,300 FY2017 (adjusted annually by CPI). • Direct Assistance • No financial cap • Duration of Temporary Housing – Not to exceed 18 months from date of declaration, unless extended. References: 42 U.S.C. 5174(b),(c), & (d) Stafford Act Section 408(b),(c), & (d) 44 CFR 206.110 - 206.118 9

  10. Repair and Replacement Assistance • Owner-occupied primary residences at the time of disaster • Return home to safe, sanitary, living, or functioning condition • Not intended to restore to pre-disaster condition • Amount of loss is determined by inspection and is known as the FEMA Verified Loss • Up to IHP maximum • Replacement is intended for destroyed homes References: 42 U.S.C. 5174(b) & (c) Stafford Act Section 408(b) & (c) 44 C.F.R. 206.110 - 206.117 10

  11. ONA • Types of Assistance: • Medical, Dental, Funeral, and Childcare (Non SBA Dependent) • Personal Property, Transportation, Moving and Storage, and other necessary expenses. (SBA Dependent) • Counts against financial assistance cap References: 42 U.S.C. 5174(e) Stafford Act Section 408(e) 44 C.F.R. 206.119 11

  12. Applicant Appeals 12

  13. Applicant Appeals • IA applicants may appeal any agency determination regarding eligibility. • Grounds for appeals: • Eligibility for assistance, including recoupment decisions • Amount or type of assistance • Denial of Continued Rental Assistance • Termination of Direct Housing AssistanceReference: 42 U.S.C. 5189a Stafford Act Section 423 44 C.F.R. 206.115 13

  14. Appeals (Continued) Required Format for the Applicant’s Appeal: • The appeal must be: • Filed within 60 days after the date the agency notifies the applicant of the award or denial, • In writing, • Explain the reason(s) for the appeal, and • Signed. • Third party appeals must include a signed statement from the applicant authorizing the third party to represent him or her. Reference: 42 U.S.C. 5189a Stafford Act Section 423 44 C.F.R. 206.115 DOLR 6-97 to 6-100 14

  15. Appeals Continued • How FEMA Handles the Appeals: • Appeals are handled by the Specialized Processing Unit that is a part of the Applicants Services Section under the IHP Service Delivery Branch. • FEMA must acknowledge receipt of the appeal in writing and provide written notice of the appeal decision within 90 days of receiving the appeal. • Per 44 C.F.R. 206.115, this appeal decision is final. Reference: 42 U.S.C. 5189a Stafford Act Section 423 44 C.F.R. 206.115 15

  16. Applicant File Request • Applicant Making a Request • Full Name • Date of Birth • Damaged Dwelling Address • FEMA application number or SS# • Notarized OR 2. Include a copy of a Gov/state issued ID card OR 3. Include the following statement, “I hereby declare under penalty of perjury that the foregoing is true and correct.” • Request must be signed/hand written name Privacy Act 5 U.S.C. 552 DHS regulations 6 C.F.R. 5.21 16

  17. File request from 3rd Party • 3rd Party includes request from counsel representing the Applicant • Written Consent from the Applicant • Full Name • Date of Birth • Damaged Dwelling Address • FEMA application number or SS# • Notarized OR 2. Include a copy of a Gov/state issued ID card OR 3. Include the following statement, “I hereby declare under penalty of perjury that the foregoing is true and correct.” • Must include the 3rd party designation • Examples Letter of Representation, POA (not required), or on written consent 17

  18. File Request and Appeals Online: Create Account on DisasterAssistance.gov and upload documents directly into their file Fax: 1-800-827-8112 Mail: FEMA Mailroom PO Box 10055 Hyattsville, MD 20783 18

  19. Resources • 408 of the Stafford Act – Individuals and Households Program, 42 U.S.C. 5174 • 44 CFR Part 206.110 – 206.120 • Individuals and Households Program Unified Guidance (IHPUG) 19

  20. QUESTIONS? 20

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