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1. Money Management Made Simple How are your finances looking? Money is one thing everyone understands. It feels great to have a lot, and very disheartening when you don’t have enough. Whether you’ve got a big expense coming up, such a big purchase or a life event like going to college, or you have debt or bills that seem to be taking over your life, there are ways you can put yourself back in control of your money and make sure you have enough. First, it’s important to make a budget and look at exactly where your money is going. Collect your bank statements, bills, and receipts, and list all your income and expenditures. Make top paper writing services of how much you spend on things like car expenses and food shopping, and make sure that you include everything you spend money on. If you’ve got surplus money at the end of the budget that you don’t have in real life, keep a spending diary for a few days or weeks to find out where it is going. Once you’ve got a budget that lists all your income and expenditures, make a search for debt consolidation companies. Using a search engine such as Canada 411, find reputable companies and contact them about your situation. Discuss your current income and expenditures, using the budget you created, and be clear about what your aims are. The company will then discuss suitable options with you. Work out a new budget which reflects the new monthly amount, and see if this will make your money situation better. When you’ve found the perfect solution for you, go for it! Money management is made simple and very rewarding.