This is how you get involved • Enrolling other people into the scheme or training them to take part, rather than supplying any real investment or sale of products or services to the public. Pyramid schemes are a form of fraud.
What you should look for….. • Move the mouse over one of the hyperlinks and in the status bar of the browser or email client you will see the domain the link is really going to take you. If this is not the domain of your financial institution it's Spam and delete the email. If it does match the correct domain complete a further check as follows. Somewhere in your email client or browser you should see a 'View Source' option. Select that and you will see the HTML code that composes the email. • Look for the link and make sure the address in the ' tag is a legitimate domain for your financial institution. Again remember emails from your financial institution you should click on are generally marketing, sales or new product information emails. Make sure you have anti-virus and anti-spyware applications installed on your computer to make sure you do not have spyware or malware that could be recording your account numbers and passwords.
Be careful • Legally your financial institution is not obliged to return any moneys to you as a victim of online fraud. Their terms and conditions usually state quite clearly that it is your responsibility to maintain the integrity of your username/account numbers as well as any password or pin numbers. So whilst online banking is very convenient the responsibility clearly sits with you in regards to security and privacy of your information.