Group & Employee Benefits Package Plans Offered By The Taylor Benefits Insurance Agency

1. Group & Employee Benefits Package Plans Offered By The Taylor Benefits Insurance Agency www.taylorbenefitsinsurance.com

2. Employee Benefits Health Insurance • Dental Insurance • Vision Insurance • Taylor Benefits Insurance Agency provides group and employee benefit plans for the following: • Short And Long Term Disability Insurance • CompGroup 401(K) Plans • any Goal • Retirement & Pension • HSA

3. Employee Benefits Health Insurance This is perhaps the most familiar form of employee benefits insurance coverage for employees across the USA. As per one estimate, more than half of the employees in the USA get their insurance coverage from their employers, and this also includes health insurance. The law defines a full-time employee as someone who works for 30 hours per week and at least 120 days a year, and as per the law, a full-time employee has the right to health insurance.

4. Unlike health insurance, dental coverage is not meant for emergencies but for regular usage. Depending on the extent of procedures covered by your dental plan, the premium rate will vary. As with overall health coverage, a good dental plan is an absolute necessity. This can help employees maintain sound oral health. Failing to do so can lead to problems with oral hygiene and cause much more severe problems than otherwise possible. • Dental Insurance

5. Vision group health insurance new york coverage offers low premiums and only deals with basic services concerning eyecare for employees. This includes services like eyeglass frames, annual eye exams, glass lenses, and contact lenses for eyes. Employees of the business (which has signed up for vision insurance coverage) will be able to secure concessions and free-of-cost services from certified eye care professionals. • Vision Insurance

6. Both short and long-term disability insurance coverage are not essential but are important for businesses that involve risks leading to disability both in the short and long term. Businesses that involve manual labor and have had a history of accidents (or a risk of accidents) should be covered for such losses without a doubt. • Short And Long Term Disability Insurance

7. Group 401(K) Plans The group 401(K) plan is not as prevalent as basic insurance coverage plans but does let you attract the best talent in the business. In the prevalent economic atmosphere, retirement plans such as 401K are vital for maintaining the employee’s confidence in their company and to get the best out of them during their work-time with you. www.taylorbenefitsinsurance.com

8. Retirement & Pension In addition to other insurance perks, a sound pension and retirement plan offers a much-needed sense of safety to your employees. A safe and secure retired life is what most professionals look forward to, and you can get the best people in the business by offering such safety assurances. Employment is much more than living from paycheck to paycheck; a comprehensive retirement plan can help you show your employees that their time with you will be compensted fairly.

9. HSA HSA(s), or Hemet group health insurance savings accounts, are savings accounts where employees can deposit their pre-tax earnings for financial support in case qualified medical expenses to come forward. These accounts work pretty much the same way as flex-spending accounts (FSA), but of course, there are some important differences. For one, the remaining funds from the previous year will be rolled into the next year as well; this is not the case with an FSA. Also, time restrictions for using the savings funds are not applicable in an HSA, i.e., you can spend on medical expenses when you need. HSA accounts can also help companies avoid corporate taxes for their insurance plans.

10. Get in Touch with Us 408 358 7502 todd@taylorbenefits.net 4820 Harwood Rd Ste 130 www.taylorbenefitsinsurance.com