Presentation to: Professional Ambulance Association of Wisconsin and Paramedic Systems of Wisconsin September 19, 2012 McNeil and Company
McNeil Overview • Formed in 1989 to provide specialized insurance products and services to unique businesses in under served markets • First program developed was to meet the needs of Emergency Service Organizations – Volunteer Fire Departments, Volunteer Ambulance Cos. • Major Programs currently writing: • ESIP - commenced in 1990 to address Volunteer Fire Depts, Ambulance Cos. • ASIP - added in 1997 to address the needs of “For Profit” Ambulance and Rescue Squad Organizations • FireWatch – launched in 1999 to provide coverage for commercial companies involved in the Fire Suppression Industry and expanded into many companies that support the Fire Service Industry. • Now have a total of 8 Specialty Niche market Insurance Programs
McNeil’s Relationship with National Interstate www.nationalinterstate.com • National Interstate Insurance Co. • AM Best Rating –A (Excellent) • Transportation based Insurance Company • Financial Size IX ($250 million to $500 million)
Reasons to Choose • All lines of coverage are included. 1 package policy with 1 carrier • Property • General Liability • Professional Liability • Employee Benefits Liability • Employment Practices Liability • (fastest growing area of liablility)
Reasons to Choose • Includes: • Business Auto Liability • Business Auto Physical Damage • Inland Marine (Portable Equipment, Equipment Breakdown) • No need to schedule equipment – Blanket limit • Crime • Umbrella • Can write over your Workers’ Compensation carrier –must be A Rated
Reasons to Choose • Education, Training and Loss Control Services • Online E-Learning Education and Training • Free – as an Insured with • Our Education department can help your organization get approval for CEU credits for our classes. • Over 100 classes available • We can modify classes to your specific needs • We can offer downloadable Standard Operating Procedures and other documents to help you in your business
Reasons to Choose • Accident Event Recorder Customer Loyalty Program • McNeil & Co. and National Interstate Insurance strongly believe in the long term safety and financial benefits of Accident EventRecorder (AER) technology. • Since upfront costs of installing Event recorders can be costly, we developed a loyalty program that alleviates some of the costs of getting AERs installed in your fleet.
Reasons to Choose • Benefits of using AERs in your fleet: • Proven technology will isolate and reduce risky driving behaviors which results in fewer accidents • Enhance your training and coaching program by focusing on the risky behaviors identified on the AERs, giving you the ability to proactively train and manage your fleet. • Because the AER is an irrefutable witness, you keep money in your pocket by not paying for accidents where your driver was not at fault. You also save money by avoiding costly litigation and accident reconstruction.
Any Questions??? • Please visit me at my booth in the Exhibit Hall if you would like to speak with me privately!