3 steps to file a third party car insurance claim.

1. 3 steps to file a third party car insurance claim.

2. There may be instances where you get into a car accident while driving on the road. These accidents may cause damages to your vehicle as well as the third party vehicle. In such cases, the owner of the third party vehicle may ask you to compensate for the damages caused to their vehicle. Having third party car insurance helps you in avoiding the financial loss you would otherwise face during such cases. It even provides you with legal and financial assistance in case of death or injuries. It also compensates for the cost of any damages done to the property during the accident. You could file a claim for third party insurance in a few easy steps. Let us take a look at the steps below.

3. 1.File an FIR • In case you get into an accident and you want to file a third party car insurance claim you should file an FIR. You could file an FIR at the nearest local police station that would be available near the incident. To process your claim, the insurance company would need the FIR or else it would not be processed. You would need to provide basic details on the location of the crash site, name, vehicle model, vehicle name, etc. while filing your FIR. 2.Inform the insurance company • After filing an FIR, you should immediately inform the insurance company to understand how to go through the car insurance renewal onlineclaim process. You could get in touch with the customer service of the insurance company you are insured with. You could find the contact details of the customer service on the website of the insurance company. The customer service staff would guide you through the entire process and you could ask them any query related to your claim process. There are some extra processes that you need to follow in some insurance companies. You need to check if there is some process the insurance company needs you to follow to claim your insurance.

4. 3.Submit your documents to the insurance company • The insurance company would guide you through the documents you would require to claim your third party car insurance. You need to get your documents in place after filing a claim to the insurance company. You will need to have a filled claim form, third party insurance policy copy, copy of FIR, copy of your vehicle’s RC, copy of your driving license, and any other document that is specified by the insurance company such as photographic evidence. The insurance company would assist you in every way provided you have all the above-mentioned paperwork ready with you. You could ask them for help if you are stuck in any process of the insurance company.

5. Here are a few mistakes you should avoid while filing a claim for your third party insurance. • You shouldn’t drive away from the place of the incident • Have a personal discussion and settlement with the third party • Forget to file an FIR from the nearest police station • Not inform your insurer through the entire process • Forget taking photographic evidence • You could follow these steps to file a claim for third party car insurance. You could follow the same steps to file a claim for third party bike insurance as well. • We hope that this article proved to be useful and you keep these steps in mind while claiming your third party insurance. Thank you!

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