1 / 3

Insurance Lesson

Insurance Lesson. Hunter Cooley 4 th period. Types of insurance.

steffi
Download Presentation

Insurance Lesson

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. Insurance Lesson Hunter Cooley 4th period

  2. Types of insurance • HMO (Health Maintenance organization) you must choose a primary care physician, frequently called a PCP, from a list of physicians who are part of the HMO network. You pay a monthly premium, and in return the HMO covers costs associated with preventative care, such as checkups and immunizations, as well as medical treatment, such as hospital stays, surgeries and lab tests. • PPO (Proffered provider organization) operate similarly to HMOs, but PPOs offer more flexibility. You can choose a PCP from outside the PPO network, but you must fill out additional paperwork and pay for a larger portion of the medical costs. You do not need a referral from your PCP to visit a specialist as long as the specialist is part of the PPO network. • POS (Point of Service plans) Similar to HMO and PPO plans but offer the most flexibility. POS plans cover most costs, even if your PCP refers you to a specialist "out of network." You can get some coverage--restrictions might apply--even if you refer yourself to a specialist outside the network.

  3. My Summary

More Related