United States E-Card Market 2022 Disclosing Latest Trends and Advancement

1. Market Research Report EXCLUSIVE EDITION Florida Digital Lending Market Research Report Global Industry Analysis, Forecast and Trends, 2022-2030 © Statsville Consulting Private Limited www.marketstatsville.com | sales@marketstatsville.com | +1-580-205-2707 | +91-702-496-8807

2. Global Florida Digital Lending Market © 2020 Statsville Consulting Private Limited Market Statsville Group (MSG) A part of Statsville Consulting Private Limited American Office American Office – 416, East Standsberry Street, Perkins, Oklahoma 74059, USA EMEA EMEA– 1165 Budapest 16 Diósy Lajos u. 24., Europe Asia Asia- -Pacific Office Pacific Office – F-178 Subhash Marg C Scheme, Ashok Nagar, Jaipur, Rajasthan, 302001 www.marketstatsville.com Disclaimer Disclaimer: : Any information and/or material provided by Statsville Consulting Private Limited, including any and all the analysis and/or research from Market Statsville Group (MSG), is offered to a selected group of customers in response to orders for such information, material, analysis, and/or research. As a customer of Statsville Consulting, you acknowledge that our information, material, and/or services are for your internal use only, and not for any external use and/or dissemination, or general publication, and/or disclosure to any third parties. Any and all the information and/or material provided by Statsville Consulting are based on primary interviews and/or secondary research, and are, therefore, subject to fluctuation and variance. Statsville Consulting takes no responsibility for any incorrect information and/or material supplied to us by sources we rely on, and no part of our analysis or research may be given, lent, resold, or disclosed to any third parties, including non-customers, without explicit or written permission from Statsville Consulting. Unauthorized reproduction and/or transmission of our information, material, analysis, and/or research in any form and by any means, including photocopying, mechanical/electronic recording,or otherwise, without the explicit and written permission of Statsville Consulting, is expressly and clearly prohibited. Any use of the information, material, analysis, and/or research provided by Statsville Consulting is at your sole risk; you acknowledge that the information, material, analysis, and/or research is provided “as is” and that Statsville Consulting provides no warranty of any kind, express or implied, with regard to the information, material, analysis, and/or research, including but not limited to, merchantability and fitness for any purpose and/or use. At the end, Statsville Consulting will be responsiblefor the final decision of any action. © Statsville Consulting Private Limited www.marketstatsville.com | sales@marketstatsville.com | +1-580-205-2707 | +91-702-496-8807

3. ABOUT MARKET STATSVILLE GROUP (MSG) Market Statsville Group (MSG) partners with companies and society to confront their essential risks and challenges to capture the enormous opportunities for them. MSG was initiated its working in 2017, and since then, the brand is moving to become a pioneer in business advisory and market research services. Market Statsville is the leading market research and strategy builder with the depth and breadth of solutions that perfectly suit your every need. MSG provides solutions in a wide range of industry verticals in the form of market sizing, analysis, and incisive business insights. MSG experienced research analysts are proficient at digging deep and providing a variety of customizable data that help you make decisions with clarity, confidence, and impact. Market Statsville is your global data intelligence partner for reliable market research data, data gathering, and analytical services. MSG also has an extensive network of top-flight domestic and global research personals around the world, enabling us to provide high-quality worldwide research solutions that cater to a well-established company, government organizations, or a startup. MSG's clients have the authority to work directly with one or more of our researchers to gather the most useful data knowledge and analytical plan to formulate it in the actual practice. Market Statsville Group believes that to succeed, companies or individuals must blend digital and human capabilities most efficiently. MSG diverse and experienced global team of business consultants and market researchers will ensure the valuable reports for our clients through digging in-depth market information and functional expertise to continuously spark the changes and real-time valuation of variation in the market/industry. MSG works in a uniquely collaborative model throughout the business process across the globe to assist the client's company with the most accurate information that they are aiming for in the reports. © Statsville Consulting Private Limited www.marketstatsville.com | sales@marketstatsville.com | +1-580-205-2707 | +91-702-496-8807

4. RESEARCH PROCESS Our research is an optimum culmination of secondary and primary research, with the latter playing a major role. We also have an in-house repository and access to a number of external regional and global paid databases to help address specific requirements of our clients. The research process begins with a holistic secondary research, followed by expert interviews. The information gathered is then comprehensively analyzed by our highly experienced in-house research panel © Statsville Consulting Private Limited www.marketstatsville.com | sales@marketstatsville.com | +1-580-205-2707 | +91-702-496-8807

5. Florida Digital Lending Market 2022: Industry Size, Regions, Emerging Trends, Growth Insights, Opportunities, and Forecast By 2030 Florida digital Lending Market by Loan Type (Payday Loans, Personal Loans, and SME-focused Loans), by Provider Type (Banks, Credit Unions, and FinTech Institutions), by Loan Amount, by End-Users, – Florida Share and Forecast to 2030 Description Description According to the Market Statsville Group (MSG), the Florida digital lending market in 2021 in 2021to USD 18.1 billion by 2030 USD 18.1 billion by 2030, at a CAGR of 16.9% CAGR of 16.9%from 2022 to 2030. The consistent credit approval process, secured & privacy features, less time consuming, and instant decision-making options are some of the major benefits of digital lending solutions & services in the market. Several lenders determine a borrower’s creditworthiness based on the Fair Isaac Corporation (FICO) scores in Florida. Also, FICO scores have different names at each of the three major U.S. credit reporting companies, namely Experian, Equifax, and TransUnion. Florida digital lending marketsize is estimated to grow from USD 5.2 billion USD 5.2 billion In Florida, customers are increasingly demanding short-term & long-term loans for personal & business needs. Moreover, a massive rise in internet usage among individuals and easier access to loans from lending firms are promoting the state's growth of digital lending solutions. However, lending institutions charge a high-interest rate for various loan amounts, which is the major factor that hampers the market's growth. Get Full PDF Sample Copy of Get Full PDF Sample Copy of Report: Report:https https://www.marketstatsville.com/request ://www.marketstatsville.com/request- -sample/florida sample/florida- -digital digital- -lending lending- -market market Digital Lending Market Definition Digital Lending Market Definition © Statsville Consulting Private Limited www.marketstatsville.com | sales@marketstatsville.com | +1-580-205-2707 | +91-702-496-8807

6. Digital lending involves offering loans online and allows borrowers to apply for loans using laptops or smartphones over the internet. With numerous benefits over the traditional lending process, individuals & businesses are opting for digital loans services. Florida Digital Lending Market Dynamics Florida Digital Lending Market Dynamics Drivers: Drivers:Rise in need & adoption of digital lending solutions in the state Rise in need & adoption of digital lending solutions in the state In Florida, consumers are increasingly demanding short-term & long-term loans for personal & business needs. Moreover, the massive rise in internet usage among individuals & easier access to avail loans via online applications are promoting the state's growth of digital lending solutions. Furthermore, digital lending services enhance consumers with changing their lifestyles & standard of living by helping them financially. In addition, a surge in government initiatives for digital lending and a rise in consumers taking loans from digital lenders for setting their own business and to raise their standard of living, which propels the growth of the market. Restraints: Restraints:High interest on small amounts & shorter repayment time provided by lenders High interest on small amounts & shorter repayment time provided by lenders Lending institutions charge a high-interest rate for different loan amounts, which is the major factor that hampers the market's growth. In addition, lending companies majorly focus on increasing their revenue, owing to which their repayment time is short for a sanctioned loan amount. © Statsville Consulting Private Limited www.marketstatsville.com | sales@marketstatsville.com | +1-580-205-2707 | +91-702-496-8807

7. Moreover, lending institutions borrow large amounts of money from various banks and other institutes. The interest rates charged on loan amounts are usually high, which limits the Florida digital lending market growth. Make an Enquire before Purchase @: Make an Enquire before Purchase @:https://www.marketstatsville.com/buy https://www.marketstatsville.com/buy- -now/florida now/florida- -digital digital- -lending lending- -market?opt=2950 market?opt=2950 Florida Digital Lending Market Segmentation Florida Digital Lending Market Segmentation The study categorizes the digital lending market based on the loan type, provider type, loan amount, and end-users. By Loan Type Outlook By Loan Type Outlook(Sales/Revenue, USD Million, 2017 (Sales/Revenue, USD Million, 2017- -2030) 2030) Payday Loans Personal Loans SME-focused Loans By Provider Type Outlook By Provider Type Outlook(Sales/Revenue, USD Million, 2017 (Sales/Revenue, USD Million, 2017- -2030) Banks Credit Unions FinTech Institutions Others By Loan Amount Outlook By Loan Amount Outlook(Sales/Revenue, USD Million, 2017 (Sales/Revenue, USD Million, 2017- -2030) Less than USD 500 USD 500-USD4,999 2030) 2030) © Statsville Consulting Private Limited www.marketstatsville.com | sales@marketstatsville.com | +1-580-205-2707 | +91-702-496-8807

8. USD 5000-USD10,000 More than 10,000 By End By End- -Users Outlook Users Outlook(Sales/Revenue, USD Million, 2017 (Sales/Revenue, USD Million, 2017- -2030) Individuals Entrepreneurs SMEs 2030) The personal loans segment The personal loans segmentis projected to account for the largest market share, by loan type is projected to account for the largest market share, by loan type On the basis of loan type, the Florida digital lending market is segmented into payday loans, personal Loans, and SME-focused loans. In 2021, the personal loans segment accounted for the largest market share of 50.1% in the Florida digital lending market. A personal loan is a lump sum amount of money that an individual borrows from a bank, credit union, online lender, financial institution, and others. Personal loans allow users to make smarter money decisions by highlighting spending trends, helping to manage debt repayment, and tracking financial goals. Furthermore, individuals avail personal loans to manage emergency financial crises easily, enabling effective planning and management of the inflow & outflow of monetary funds, thereby driving the adoption of digital lending services in this segment. Furthermore, in the wake of the COVID-19 pandemic, in May 2020, a study conducted by TransUnion, an American consumer credit reporting agency, reported that Florida had 10.35%, which is the largest percentage of personal loans in comparison to Colorado and New York states. © Statsville Consulting Private Limited www.marketstatsville.com | sales@marketstatsville.com | +1-580-205-2707 | +91-702-496-8807

9. Request for Complete TOC and Figures & Graphs @ Request for Complete TOC and Figures & Graphs @https://www.marketstatsville.com/table market market https://www.marketstatsville.com/table- -of of- -content/florida content/florida- -digital digital- -lending lending- - Key Market Players in the Florida Digital Lending Market Key Market Players in the Florida Digital Lending Market Major competitors in the Florida Digital Lending Market are: Ally Financial Inc. Credible Florida Credit Union LendingPoint LLC Navy Federal Credit Union Social Finance, Inc. Suncoast Credit Union TD Bank, N.A. VyStar Credit Union WELLS FARGO These players have been adopting various strategies to gain higher shares or to retain leading positions in the market. Product launch, agreement, and partnership are the most adopted strategies by these players. Top winning strategies are analyzed by performing a thorough study of leading players in the Florida digital lending market © Statsville Consulting Private Limited www.marketstatsville.com | sales@marketstatsville.com | +1-580-205-2707 | +91-702-496-8807

10. A comprehensive analysis of the recent developments and growth curves of various companies helps understand growth strategies adopted by them and their potential effect on the market. Recent Developments Recent Developments In April 2021, Florida Credit Union agreed with CUSO Financial Services, L.P., which is a full-service broker-dealer & subsidiary of Atria Wealth Solutions. The agreement aimed to oversee & develop investment services program, and to deliver a customizable investment products and services in the market. In September 2020, Ally Lending, one of the business operations segments of Ally Financial Inc. entered into a partnership with Sezzle, a leading U.S.-based installment payments platform provider. In addition, this partnership aims at enhancing customer financing offerings and making it possible for consumers to manage their finances better digitally. In August 2020, LendingPoint LLC announced a partnership with eBay, a global commerce leader company, to provide opportunities for individuals & businesses to obtain financing, providing eligible sellers with a fast, flexible, and transparent funding experience. Request For Report Description @ Request For Report Description @https://www.marketstatsville.com/florida https://www.marketstatsville.com/florida- -digital digital- -lending lending- -market market © Statsville Consulting Private Limited www.marketstatsville.com | sales@marketstatsville.com | +1-580-205-2707 | +91-702-496-8807

11. Thank You Thank You Market Market Statsville Statsville Group (MSG) Group (MSG) F-178 Subhash Marg C Scheme, Ashok Nagar, Jaipur, Rajasthan, 302001 Phone : +91 702 496 8807 Mail : sales@marketstatsville.com 416, East Standsberry Street, Perkins, Oklahoma 74059, US Phone : +1 580 250 2707 Mail : sales@marketstatsville.com