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Homeowners Insurance Overview Homeowners insurance provides financial protection against damage to a home and its contents, as well as liability for accidents that may occur on the property Things To Know: Additional living expenses Know limits for temporary living costs, like rent or hotel stays, if your home becomes uninhabitable due to a covered event. What does it protect? Know the limits for coverage for structure, garages, and other built-in features. Policy limits & deductibles Know the maximum payout (limit) and amount you pay out-of-pocket before coverage starts (deductible). Personal belongings – beyond the walls Know about compensation for furniture, electronics, and personal items damaged or stolen inside or outside your home. Liability protection – when accidents happen Know about legal and medical coverage if someone is injured on your property. Claim process – timely and transparent Know what the process of seeking a claim is. Understand the documentation required and records to keep. Clear coverage. Reliable protection A trusted insurance partner helps you choose a policy that fits your needs-so your home stays protected at every step. www.shawncampinsurance.com Shawn Camp Insurance Agency, Inc 2705 E. Stan Schlueter Loop, Suite 101 , Killeen, TX - 76542 Phone: (254) 526 - 0535