What role Bank of Baroda Credit Card Eligibility plays in getting you a Credit Card?

1. What role Bank of Baroda Credit Card Eligibility plays in getting you a Credit Card?   In the times we are living in, chances of having a credit card in your pocket are quite high. There are several  banks in our country that has been providing the credit card facility to the customers. Bank of Baroda is the  third-largest public sector bank that also provides a number of amazing credit cards such as Easy, Select,  Premier, Prime and Assure credit card. But do you know that there are certain conditions that an individual  has to qualify in order to get his or her hands on the desired credit card? These conditions are known as  Bank of Baroda credit card eligibility criteria.     Bank of Baroda credit card eligibility criteria doesn’t makeup from single conditions. In fact, it is a bunch of  requirements that an individual has to fulfill. On getting failed at any of these conditions, the bank will not  accept the credit card application. You must remember that applying for any kind of credit facility multiple  times despite getting rejected may cause a dent on your CIBIL score. That’s why we will be telling you  about the ​Bank of Baroda credit card eligibility​ criteria in a detailed manner so that you don’t find any  kind of problem while applying for a credit card.     What is the Bank of Baroda Credit Card Eligibility Factors that decide your candidature?    There are mainly two factors that are responsible for defining your Bank of Baroda credit card eligibility -  Income Criteria and Age Criteria.     Age Criteria:​ There is a certain age limit set by the Bank of Baroda in order to get a credit card. And it’s  important to know them beforehand so that you can apply accordingly. Anyone who is applying for a Bank  of Baroda credit card must have a minimum age of 18 years and a maximum age of 65 years. If you fall  under this age criteria, you are free to apply and your loan application will surely be get sanctioned.    Also, to get an Add-on card for your immediate family members with your primary credit card, that person  must be above 18 years of age.     Income Criteria:      Individuals who are applying for a ​Bank of Baroda credit card​ must have a regular source of income so  that they can pay their bills on time. The thing here to remember that the income criteria tend to vary  based on the features and benefits of the card that you’re choosing. It is also important to choose the card  which fits your monthly budget, otherwise, you may find it difficult to repay the amount.     Bank of Baroda credit card can be availed by both salaried and self-employed individuals who have a  definite source of income. Don’t worry if you don’t have any proof to show your source of income, you can  opt for the Bank of Baroda Assure Credit Card which can be availed against a fixed deposit in the bank. \    Credit History:    This is the most important factor that affects your Bank of Baroda ​credit card​ eligibility. Because, having a  good credit history or say, a good credit score clearly shows that you’re better at debt management. So  having a good credit score automatically enhances your chance of getting a credit card. You can build your  credit score gradually by paying your credit card bills on time.