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Health Policy In India (Mental)\nThe Mental Health Act in India 2017 has been in force since May 2018. The act provides mental healthcare and services for anyone with mental illness and protects, promotes and fulfils the rights of such people to get proper health care and services. This Act is the successor of the Mental Health Act, 1987. The new health policy India lists out a bunch of new mental health standards:\n\nThe Mental Health Act in India, 2017 decriminalizes the attempt to commit suicide. Subsequently, it makes sure that the affected person gets rehabilitation opportunities.\nIf the affected person has the required knowledge, the act allows him\/her to make decisions regarding their mental health.\nThe Act bounds insurers to make provisions for medical insurance to treat mental illness the same as physical ailments. Furthermore, it keeps all the mental health patients at par to get healthcare and treatment from the government. Unlike the previous Mental Health Act 1987.\nThe Mental Health Act in India has provisions for the registration of mental health institutions and pushes for the regulation of this sector. The provisions ask for setting up mental health institutions across the country so that no patient has to travel far. Coupled with creating a mental health review board that acts as a regulatory body.\nThe Act restricts the use of Electroconvulsive Therapy (ECT). It is used along with anaesthesia and muscle relaxants in emergencies. Hence, ECT is not a viable therapy for minors.\nThe new Mental Health Policy India attempts to tackle the stigma of mental illness and has outlined measures on how to achieve the goal.\nAccording to the outlined provisions, if an officer in charge of a police station finds a mentally ill person wandering, the person should be taken into protection and should be taken to the nearest health clinic.\nHuman Rights\nA major highlight of the new Mental Health Act in India is its emphasis on Human Rights. The Act recognizes the Human Rights of people with mental illness and provides them with the following provisions:\n\nRight to have a dignified life, protection from cruel treatment, self-hygiene, privacy, proper clothing, pay for work, living in community, adequate food, no tonsuring, no force of uniforms, emergency and ambulance services, mobile, e-facilities, and free legal services.\nInsurance for mental disorders and treating the PMI according to International guidelines.\nThere are provisions for not separating a woman with her child below 3 years of age. The authority has to approve the separation in case of an emergency.\nSupport for a person with mental illness to live in less restrictive community and family.
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Personal liability insurance is designed to protect you and your family members against claims resulting from damages or injuries to other people or their property. It is a component of a homeowners insurance or an umbrella insurance policy, but can be bought separately as well. The policy covers your expenses when you are responsible for the damages or injuries whether you are at your home or anywhere else.\nPersonal liability insurance provides coverage in situations like the follows: \na.\tSomeone is injured on your property, and it\u2019s your fault.\nb.\tYou accidentally cause damage to someone else\u2019s stuff, or place.\nc.\tSomeone (or a pet) listed on your policy causes damage to someone else.\n\nPersonal liability insurance also covers legal expenses like:\na.\tMedical expenses of the claimant\nb.\tProperty damage expenses of the claimant\nc.\tPain and suffering expenses of the claimant, etc.\n\nHowever, no coverages will be available in the following cases of: \n1.\tBodily Injury, if:\na.\tYou, or someone listed on your policy, is injured.\nb.\tSomeone is injured on your property when you were not at fault.\n\n2.\tProperty Damage, if:\na.\tYou cause damage to someone\u2019s place or stuff intentionally.\nb.\tYour car damages someone\u2019s place or stuff (auto insurance covers this, if you have one)\nc.\tYou conduct business operation from your home, and someone gets injured or something is damaged in the course.\nd.\tA property that is rented to you is damaged.\n\nTo learn more about Personal Liability Insurance, follow this link: http:\/\/quotezebra.com\/personal-liability-insurance\/.\n
Personal trainers and fitness professionals are exposed to risks which could cause substantial losses to themselves and\/or their business. For example, lawsuits from clients for their bodily injury or property damage. Hence, trainers need to protect oneself as well as their business from all kinds of risks, for which they can rely on personal trainer insurance.\nIt covers all types of professionals like:\n\u2022\tAthletic Trainers \n\u2022\tGym Assistant \n\u2022\tYoga Instructor\n\u2022\tPhysical Therapist \n\u2022\tGroup Fitness Instructor \nSome of the coverages available in a personal trainer insurance are:\n\u2022\tCommercial General Liability Insurance\n\u2022\tProfessional liability insurance\n\u2022\tCommercial Property Insurance\n\u2022\tBusiness Owners Policy (BOP)\n\u2022\tBusiness Interruption Insurance\n\u2022\tWorkers compensation insurance\n\u2022\tCommercial auto insurance\nTo learn about personal trainer insurance in more detail, follow this link: https:\/\/quotezebra.com\/personal-trainer-insurance\/\n