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Car Insurance. Source of Lesson Resources: Next Gen Personal Finance. 1. It’s the law. In virtually every state, you must carry car insurance or face criminal fines. Repeated offenses could lead to the loss of your driver’s license and even a jail sentence. 10 Reasons You Need Car Insurance.
There is only one exception to this; if your car is stolen your motor car insurance will not provide third party cover for the thief. In fact motor insurance policies provide very extensive cover.