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Usably Secure, Low-Cost Authentication for Mobile Banking*

Usably Secure, Low-Cost Authentication for Mobile Banking*. Saurabh Panjwani , Ed Cutrell Microsoft Research India. * Many thanks to Anupam Varghese (EKO India Financial Services Ltd.). Thanks also to Aishwarya Ratan, Indrani Medhi, Prasad Naldurg, Raghav Bhaskar (Microsoft Research).

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Usably Secure, Low-Cost Authentication for Mobile Banking*