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$200,000 Debt Balance 6% Interest Rate 30 Years $1,199.10 Monthly Payment

$200,000 Debt Balance 6% Interest Rate 30 Years $1,199.10 Monthly Payment. $231,677!!!. Effective Interest Rate =116%. Prepayment Example. $200,000 Debt Balance at 6% 30 Years $1,199 First Monthly Payment $5,000 Additional Principal Payment $6,199 Total First Payment.

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