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Your driving record plays a major role in determining your car insurance costs in NY. At Scautub Insurance Agency, we help you understand how traffic violations, accidents, or DUIs can impact your premiumsu2014and what you can do to save. Drivers with clean records often enjoy lower rates, while serious or repeated infractions can lead to higher costs or even high-risk status. The good news is that violations donu2019t last forever, and safe driving can help you lower your rates over time. Need help finding the right coverage at the best price? Contact Scautub Insurance Agency today at (518) 346-3427
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