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Mint Blue Minimalist Simple Company Business Proposal Presentation

This presentation explores the essential aspects of obtaining a Loan Against Property (LAP) in India, even without formal income proof. Learn about eligibility, documentation, benefits, and the step-by-step process to secure a loan using your property as collateral. Weu2019ll also discuss risks, key considerations, and answer common questions to help you make informed financial decisions. Whether you're a business owner or an individual in need of funds, this guide will help you navigate LAP options and choose the best path for your needs.More Info:https://bit.ly/3AHnOUj

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Mint Blue Minimalist Simple Company Business Proposal Presentation

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  1. loan against property

  2. Introduction to Loan Against Property What is LAP? A secured loan where property is pledged as collateral. Purpose of LAP: Useful for large expenses like education, business, medical emergencies. Popular with: Individuals, self-employed, and business owners due to lower interest rates.

  3. Benefits of Loan Against Property Lower Interest Rates compared to unsecured loans. Higher Loan Amount as it’s based on property value. Flexible Tenure (typically 10-15 years). Multi-Purpose Usage: Can be used for business, education, and personal needs.

  4. Eligibility Criteria Property Ownership: Must own residential/commercial property. Age Criteria: Usually 21-60 years. Credit Score: A good credit score increases approval chances. Income Proof: Though income proof is standard, some lenders offer options without it.

  5. Risks of Loan Against Property Property Seizure on Default: Lender may repossess property if EMIs aren’t paid. High-Value Asset at Stake: Consider repayment capability carefully. Long Tenure Risk: Financial situations may change over a long period.

  6. Key Points to Consider Before Applying Evaluate if the loan purpose justifies pledging property. Compare interest rates, terms, and flexibility among lenders. Understand the consequences of default.

  7. Conclusion Loan against property is an effective way to raise funds at lower interest rates. Alternative documentation can help those without formal income proof. Always evaluate your repayment ability to avoid the risk of property loss.

  8. Contact US +91-9797971876 care@investkraft.com www.investkraft.com AG-7 Ground Floor, Block AG, Poorbi Shalimar Bag, Shalimar Bagh, New Delhi, Delhi, 110088

  9. Thank you

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