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This comprehensive guide explains pre-existing disease coverage in IFFCO Tokio Health Insurance, focusing on the Health Protector and Family Health Protector plans. Learn about the mandatory 36-month waiting period, key rules, declaration requirements, and practical tips to ensure smooth claim approval. This PDF is essential for anyone seeking to understand how IFFCO Tokio handles pre-existing medical conditions and how to maximize their insurance benefits effectively.<br><br>
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