1 / 15

Rhona Brown Policy Officer National Housing Federation

Welfare Reform: Getting it right!. Rhona Brown Policy Officer National Housing Federation. In the next 20 minutes or so…. Brief Summary of where we are and the overall numbers, Bedroom Tax, Benefit Cap, Universal Credit

saman
Download Presentation

Rhona Brown Policy Officer National Housing Federation

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. Welfare Reform: Getting it right! Rhona Brown Policy Officer National Housing Federation

  2. In the next 20 minutes or so….. • Brief Summary of where we are and the overall numbers, Bedroom Tax, Benefit Cap, Universal Credit • What are the opportunities for joint working between local authorities and housing associations

  3. Bedroom Tax impact 14% cut for one ‘spare’ bedroom 25% for two or more ‘spares’ 660,000claimants affected across GB £14 average weekly loss Source: DWP Impact Assessment

  4. Social housing only Who will the Bedroom tax impact on? • HB for working-age families to reflect household size • Affects existing tenants – 60-year-olds; disabled; lone parents • Hits 560,000 households in England

  5. Social housing only Bedroom tax: regional breakdown Region Households hit as % of social HB tenants North West 120,000 43% London 70,000 19% Yorkshire & Humber 70,000 36% West Midlands 60,000 33% East 60,000 36% East Midlands 50,000 37% South East 50,000 26% North East 50,000 46% South West 30,000 28% England 560,000 N/A

  6. Social housing only ‘Mismatch’ between need and availability of one-bedroom social homes Region Estimated ‘shortfall’ North West 70,832 North East 34,685 South West 26,818 Yorkshire & Humber 26,555 South East 23,076 East 20,952 West Midlands 19,451 East Midlands 14,999 London 1,467 England total 240,000

  7. Options for avoiding the bedroom tax Downsize? Lodger? Pay the shortfall?

  8. Benefit Cap £500 per week cap 56,000households affected 46% of those affected are in social housing 49% of those affected are in London £93 per week average loss Source: DWP Impact Assessment

  9. What’s left for rent? Typical benefits entitlement excluding housing costs Maximum available for housing costs within the cap Couple plus… Children Examples only – actual benefits receipt will depend on household circumstances

  10. Discretionary Housing Payments Total DHP available: 2010-11: £20m 2011-12: £30m 2012-13: £60m 2013-14: £165m 2014-15: £135m

  11. Universal Credit Included in UC: • Income-based Jobseeker’s Allowance • Income-related Employment and Support Allowance • Income Support (including Support for Mortgage Interest) • Child Tax Credits • Working Tax Credits • Housing Benefit • Excluded from UC: • Council Tax support • Disability Living Allowance • Contributory Benefits (although earnings rules aligned) • State Pension • Child Benefit • Pension Credit • Carer’s Allowance

  12. Federation impact assessment Measuring the impact on tenants and landlords…

  13. Joint working: can we fix it? • Coherent messaging to inform tenants. • Working together on financial inclusion and other mitigation strategies and signposting. • Making strategic decisions about funding of services – debt advice etc. • MP and Councillor training.

  14. Contact Rhona Brown National Housing Federation 0207 067 1145 Rhona.brown@housing.org.uk Andy Tate National Housing Federation 020 7067 1081 andy.tate@housing.org.uk Further information: www.housing.org.uk/welfare

More Related