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ICT. O6PLM Kevin Lisay – 1501147113 Rendy Winarta – 1501149226 Steven Ekaputranto - 1501148362 Stefani Trifosa – 1501158893 Gladys Natalia – 1501165476. ICT. Stands for "Information and Communication Technologies ."

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Kevin Lisay – 1501147113

RendyWinarta – 1501149226

Steven Ekaputranto - 1501148362

Stefani Trifosa – 1501158893

Gladys Natalia – 1501165476


Stands for "Information and Communication Technologies."

ICT refers to technologies that provide access to information through telecommunications.

It is similar to Information Technology (IT), but focuses primarily on communication technologies.

This includes the Internet, wireless networks, cell phones, and other communication mediums

Information technology career in indonesia
Information Technology Career in Indonesia

since 1990, Indonesia didn’t do nothing to face IT human resource shortages

This can be proved by development of many educational institutions, both formal and non-formal, such as LPK, Training Center, SMKTI, Academics, polytechnic, and University. The department provided also varied, like Information Technology, Information System, Information Management, Computer Science, etc

Information technology career in indonesia1
Information Technology Career in Indonesia

Universities that produce graduates in Information Technology are already a lot, but the quality of its graduates could not be said to be adequate

In a discussion with a businessman leading software some time ago, Indonesian universities will generally produce a programmer but have not been able to produce software engineers, and certainly no more than 2 colleges are able to produce software engineers

The obstacle to absorb the new technology in indonesia
The Obstacle to Absorb The New Technology in Indonesia

  • In general an important factor affecting the implementation of technology information optimally is: culture, country conditions, infrastructure and human resources.

  • The availability of human resources in information technology seems to be an obstacle to most of the departments / government institutions.

The obstacle to absorb the new technology in indonesia1
The Obstacle to Absorb The New Technology in Indonesia

There are still many obstacles encountered in implementing or apply Information Technology in Indonesia government. One of the main obstacles in Indonesia is the lack of transparency

The obstacle to absorb the new technology in indonesia2
The Obstacle to Absorb The New Technology in Indonesia

Implementation of Information Technology is not just a problem of technological sophistication or the ability to allocate substantial funds, but rather to how prepare non-technical and non-financial problem

The obstacle to absorb the new technology in indonesia3
The Obstacle to Absorb The New Technology in Indonesia

  • Constraints implementation of Information Technology in Indonesia:

  • Not ready for its Human Resources in Indonesia to anticipate the development of Information Technology.

  • Organizational culture and work culture.

Information technology in banking
Information Technology in Banking

Computers are getting more sophisticated

Rapid access to critical information and the ability to act quickly and effectively will distinguish the successful banks of the future

Information technology in banking1
Information Technology in Banking

The bank gains a vital competitive advantage by having a direct marketing and accountable customer service environment and new, streamlined business processes. Consistent management and decision support systems provide the bank that competitive edge to forge ahead in the banking marketplace

The advantages accruing from computerization are three-directional - to the customer, to the bank and to the employee

Information technology in banking2
Information Technology in Banking

IT has increased the level of competition and forced them to integrate the new technologies in order to satisfy their customers. They have already developed and implemented a certain number of solutions among them

Information technology in banking customer
Information Technology in Banking : Customer

  • Self-inquiry facility: Facility for logging into specified self-inquiry terminals at the branch to inquire and view the transactions in the account.

  • Remote banking: Remote terminals at the customer site connected to the respective branch through a modem, enabling the customer to make inquiries regarding his accounts, on-line, without having to move from his office

Information technology in banking customer1
Information Technology in Banking : Customer

Anytime banking- Anywhere banking: Installation of ATMs which offer non-stop cash withdrawal, remittances and inquiry facilities. Networking of computerized branches inter-city and intra-city, will permit customers of these branches, when interconnected, to transact from any of these branches.

Information technology in banking customer2
Information Technology in Banking : Customer

Telebanking: A 24-hour service through which inquiries regarding balances and transactions in the account can be made over the phone

As information is centralized and updates are available simultaneously at all places, single-window service becomes possible, leading to effective reduction in waiting time

Information technology in banking bank
Information Technology in Banking: Bank

During the last decade, banks applied IT to a wide range of back and front office tasks in addition to a great number of new products

Information technology in banking bank1
Information Technology in Banking : Bank

  • Availability of a wide range of inquiry facilities, assisting the bank in business development and follow-up.

  • Immediate replies to customer queries without reference to ledger-keeper as terminals are provided to Managers and Chief Managers

Information technology in banking bank2
Information Technology in Banking : Bank

  • Automatic and prompt carrying out of standing instructions on due date and generation of reports.

  • Generation of various MIS reports and periodical returns on due dates.

  • Fast and up-to-date information transfer enabling speedier decisions, by interconnecting computerized branches and controlling offices

Information technology in banking employee
Information Technology in Banking : Employee

  • Accurate computing of cumbersome and time-consuming jobs such as balancing and interest calculations on due dates

  • Signature retrieval facility, assisting in verification of transactions, sitting at their own terminal.

  • Avoidance of duplication of entries due to existence of single-point data entry.

Information technology in banking employee1
Information Technology in Banking : Employee

Automatic printing of covering schedules, deposit receipts, pass book / pass sheet, freeing the staff from performing these time-consuming jobs, and enabling them to give more attention to the needs of the customer

Strategy for the future
Strategy For The Future

Banks face a serious challenge. The basic structure of the bank is increasingly in conflict with the changing product, delivery, and service needs of the customers The future belongs to financial service providers not traditional banks

The vast majority of large banks, will create value networks

Strategy for the future1
Strategy For The Future

Banks will have to first develop a comprehensive distribution system that will enable customers to touch them at multiple points

Banks must also create performance measurement systems to assure the mix products and services they offer are beneficial to both the customer and the bank

Strategy for the future2
Strategy For The Future

Nevertheless, technology alone will not solve issues or create advantages. This technology needs to be integrated in an organization, with the change management issues linked to people resisting new concepts and ideas. It also needs to support a clearly defined and well communicated business strategy.


Thrives and development in the IT field bring a good opportunity, but on the one hand is a disaster

Five obstacle hold up the absorption of the new technology in Indonesia are in general an important factor affecting the implementation of technology information