1 / 11

SOLUTION OF DEBT CRISIS

An Impact of Institutional Environment on the Czech Banking Sector Petr Budinský Vice-rector VŠFS Conference H uman Capital & F inancial M anagement Prague, September 2012. SOLUTION OF DEBT CRISIS. Political Union Fiscal Union Banking Union. ECB. Decrease of interest rates

rufus
Download Presentation

SOLUTION OF DEBT CRISIS

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. An Impact of Institutional Environment on the Czech Banking SectorPetr BudinskýVice-rector VŠFSConferenceHuman Capital& Financial ManagementPrague, September 2012

  2. SOLUTION OF DEBT CRISIS • Political Union • Fiscal Union • Banking Union

  3. ECB • Decrease of interest rates • LTRO 1 trln EUR • Unlimited buy-out of bonds • Banking union - 1 regulator - sharing risks

  4. BANKING ASSETS in trln % of GDPEurozone 33 (EUR) 350CR 4,7 (CZK) 125

  5. BANKING LOANS% of banking assets % of GDPEurozone33 124CR 44 57

  6. BANKS • Worsening of loans • Holding of bonds • Losing deposits • Capital requirements • Fundings problems

  7. DELEVERAGING+ … Restructuring of assets Capital increase- … Restricting new loans

  8. BANKS BEHAVIOUR • Bonds purchases • Stricter conditions for granting of loans • Lower demand for loans

  9. CNB EXPOSURE (in BLN´s of CZK)

  10. SOCIETE GENERALE / KB EXPOSURE

  11. KBC / CSOB EXPOSURE

More Related