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ACA - The Post Season

ACA - The Post Season. Presented by. Current Situation. Affordable Care Act has changed our environment Individuals missed open enrollment Can’t afford a Metallic Plan design Several uninsured or may be losing coverage. HUGE Opportunity. Bridge the Gap until next open enrollment

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ACA - The Post Season

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  1. ACA - The Post Season Presented by

  2. Current Situation Affordable Care Act has changed our environment Individuals missed open enrollment Can’t afford a Metallic Plan design Several uninsured or may be losing coverage

  3. HUGE Opportunity • Bridge the Gap until next open enrollment • Bundle additional ancillary products • Ancillary products can stay in place even after open enrollment

  4. The Solution for the Strategy IHC Short Term Medical Shopping Cart • Bridge the gap until open enrollment into ACA • Plans up to 364 days • Major medical Coverage • Not ACA compliant • Include Pre-ex • May not qualify due to health history

  5. Ancillary Add-Ons Round Out the Sale In one sale, add on: • R/X Pay Card • Guaranteed issue four tier discount card • Accident and Critical Illness • IHC Dental • 2 PPO Options • 1 Indemnity option

  6. What is included? Short Term Medical • Up to 3 office visit copays • Varies by duration of policy • Deductible Options • $1,000, $2,500, or $5,000 • Coinsurance options • 80%, 70%, or 50% • Tele-Doc • Monthly or lump sum payment options • Lump sum can reduce premium by up to 15% - Multiplan - PHCS PPO network for additional discounts on covered services

  7. What is included? R/X Paycard Tier 1 – Generic drugs - Up to $10 Tier 2 – Brand name and select generic drugs Up to $20 Tier 3 – Brand name and select generic drugs Up to $50 Tier 4 – Brand name drugs - Discount only

  8. What is included? Accident and CI – 2 levels of benefits to select

  9. What is included? IHC Dental

  10. Great, so how do I do it? https://www.myihcgroup.com/ OR https://www.myihcgroup.com/Agents/ProductLanding.aspx

  11. AWESOME, Next Steps? Get Appointed with IHC by contacting 800-442-4915 Or http://thebrokerageinc.com

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