How to Use Your CVUSD Health Benefits Effectively. Why the presentation?. Education A better understanding of our system A better understanding of the funding Empower you to be a better health care consumer We are in NO WAY are telling to avoid the doctor
gets a bill from Blue Cross for the agreed-upon amount.
called “Stop/Loss” that covers all medical costs in excess of that amount.
-Once you reach $2,000 per person or $4,000 for a family,
Anthem (the district’s health fund) pays the rest.
DO NOT ASK “Do you take Anthem?”
ASK “Are you In-Network for Anthem?”
in-network deductible- they are separate
preventative care – not with a diagnosis code.
Kaiser after-hours advice: 1-888-576-6225
If you’re having chest pain
GO TO THE ER!
UNTIL YOU ARE STABILIZED