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Personal Vehicle Insurance and Premium Savings Guide

Explore the ins and outs of motor vehicle insurance coverage, liability limits, and factors affecting premiums. Discover how to lower costs by improving your driving record and taking advantage of available discounts.

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Personal Vehicle Insurance and Premium Savings Guide

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  1. Stock Market Analysis and Personal Finance Mr. Bernstein Motor Vehicle Insurance, pp 430-437 June 10, 2014

  2. Stock Market Analysis & Personal Finance Mr. Bernstein Motor Vehicle Insurance Coverage: Typical liability coverage: 100/300/50 (max per person/max total, all persons/max property damage) Bodily Injury Liability: covers physical injuries caused by you Medical payments Uninsured motorist protection

  3. Stock Market Analysis & Personal Finance Mr. Bernstein Motor Vehicle Insurance Coverage: Typical liability coverage: 100/300/50 (max per person/max total, all persons/max property damage) Property damage Collision: regardless of fault, can be one-car accident Comprehensive: Non-accident event such as fire, theft, vandalism, hail, floods, etc.

  4. Stock Market Analysis & Personal Finance Mr. Bernstein Motor Vehicle Insurance Coverage: Factors in Insurance Premium Factors Vehicle Type Rating Territory Driver Classification / Driving Record

  5. Stock Market Analysis & Personal Finance Mr. Bernstein Motor Vehicle Insurance Coverage: Reducing Your Premium Can 15 minutes really save you 15%? Maintain a clean driving record Discounts are available for driver training courses, security alarms, non-smokers, Consider insurance rates when selecting a car Some companies offer discount for “black box”

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