Reserving for mortgage insurance and title insurance in a changing real estate market
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Reserving For Mortgage Insurance and Title Insurance in a Changing Real Estate Market. Joseph L. Petrelli, ACAS, MAAA, FCA President Demotech, Inc. Average Commitment Rate On 30-Year Fixed-Rate Mortgages. Source: freddiemac.com. Average Commitment Rate On 30-Year Fixed-Rate Mortgages.

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Reserving for mortgage insurance and title insurance in a changing real estate market

Reserving For Mortgage Insurance and Title Insurance in a Changing Real Estate Market

Joseph L. Petrelli, ACAS, MAAA, FCA

President

Demotech, Inc.


Average commitment rate on 30 year fixed rate mortgages
Average Commitment Rate On 30-Year Fixed-Rate Mortgages Changing Real Estate Market

Source: freddiemac.com


Reserving for mortgage insurance and title insurance in a changing real estate market

Average Commitment Rate On 30-Year Fixed-Rate Mortgages Changing Real Estate Market

Source: freddiemac.com


Refinance percentage of mortgage applications
Refinance Percentage of Mortgage Applications Changing Real Estate Market

Source: freddiemac.com


Reserving for mortgage insurance and title insurance in a changing real estate market

Refinance Percentage of Mortgage Applications Changing Real Estate Market

Source: freddiemac.com


Median sales price of existing single family homes
Median Sales Price of Existing Single-Family Homes Changing Real Estate Market

Source: realestateabc.com & realtor.org


Reserving for mortgage insurance and title insurance in a changing real estate market

Median Sales Price of Existing Single-Family Homes Changing Real Estate Market

Source: freddiemac.com


Delinquency and foreclosure rates
Delinquency and Foreclosure Rates Changing Real Estate Market

Source: allcountries.org & mortgagebankers.org


Reserving for mortgage insurance and title insurance in a changing real estate market

Delinquency and Foreclosure Rates Changing Real Estate Market

Source: allcountries.org & mortgagebankers.org


Title insurance direct premiums written
Title Insurance Direct Premiums Written Changing Real Estate Market

Source: Demotech, Inc. Form 9 Database


Reserving for mortgage insurance and title insurance in a changing real estate market

Title Insurance Direct Premiums Written ($Billions) Changing Real Estate Market

Source: Demotech, Inc. Form 9 Database


Private mortgage insurance direct premiums written billions
Private Mortgage Insurance Direct Premiums Written ($Billions)

Source: The National Association of Insurance Commissioners. Information derived from a Highline Data product (Companies as of 8/15/07).


Reserving for mortgage insurance and title insurance in a changing real estate market

Private Mortgage Insurance Direct Premiums Written ($Billions)

Source: The National Association of Insurance Commissioners. Information derived from a Highline Data product (Companies as of 8/15/07).