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Explore the intersection of tech, literacy, and financial inclusion for the 8.6 billion global network of mobile users. Address the competency needed for transactions and the importance of user literacy in navigating digital spaces.
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JAN CHIPCHASE tech@state
~5 billion subscribers Source: ITU, estimate for end of 2010
~1.2 billion phones sold Source: Nokia, 2009
convenience & privacy some, but not all transactions
“competency” to be connected?
“competency” to complete a financial transaction?
“competency” what does the user need to know to complete the task in any given context?
“competency” what does it mean to be financially literate in any given context?
ownership is not “use” the path of least financial resistance
corner-shop app stores content mediators, technical competency
user literacy our literacy of users
user literacy our literacy of users