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#radiantpay offer payment gateway solutions for eCommerce small, medium and biggie businesses around the world. Here some points every merchant should know before integrating payment gateway system to give seamless shopping experience to customers. Checkout now for flexible payment options.

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Presentation Transcript
a payment gateway is essential for any business

A payment gateway is essential for any business owner that needs to accept

online payments from customers. Without a gateway application, securely

requesting online payments from purchasers and clients will become impossible.

The gateway performs certain functions like verifying the billing information of

the customer, verifies the funds of the payment method of the customer and most

importantly ensures that the payment owed to you reaches you safely. While the

payment gateway application is necessary, there are certain points that you need

to check out before integrating.

Typically there are two categories of payment gateway options you can choose

from. There is the modern payment gateway option and the classic payment

gateway option. Depending on your use and personal requirements, you can

analyse the various benefits of both and opt for the one that suits your needs.

In the recent past, in order for one to be able to accept credit card and debit card

payments online, it was essential that he or she had a merchant bank account.

Accepting payments without merchant bank accounts wasn’t possible. However,

with the introduction of the modern payment gateway option, you no longer

need to have a merchant bank account to accept payments. Credit card payments

can be accepted with just a regular banking account. Further, modern payment

gateways charge a payment fee that is larger in amount than the classic payment

gateways customers will also be redirected

gateways. Customers will also be redirected to another page in order to make


The classic gateway payment method is the old school method of online payment

acceptance. In this method having a merchant bank account is essential. Without

the merchant bank account you will not be able to accept any online payments

through debit and credit cards.

The payment fees charged for classic gateway payments is much more than that

charged for modern payment gateways.

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