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USDA Rural Development. Rural Housing Services: Community Facilities and Single Family Housing. Community Facilities. USDA Rural Development finances facilities essential to the quality of life in any rural community

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usda rural development

USDA Rural Development

Rural Housing Services:

Community Facilities and Single Family Housing

community facilities
Community Facilities
  • USDA Rural Development finances facilities essential to the quality of life in any rural community
  • We offer loans, guaranteed loans, and grants to develop facilities in rural areas and towns of up to 20,000 in population
community facilities1
Community Facilities
  • Funds can be used to:
    • Construct;
    • Enlarge;
    • Purchase; or
    • Improve community facilities.

This can include costs to acquire land needed for a facility, pay necessary professional fees, and purchase equipment required for its operation

community facilities2
Community Facilities
  • Examples of Essential Community Facilities:
    • HEALTH CARE – Clinics, ambulatory care centers, hospitals, rehabilitation centers, nursing homes
    • EDUCATION – Schools, school buses, Headstart centers, pre-schools, child care centers, college classrooms and dormitories
    • PUBLIC SAFETY – Communications centers, police and fire stations, fire trucks, rescue vehicles, jails
    • PUBLIC SERVICES – Adult day care centers, city halls, courthouses, community centers, homeless shelters, domestic abuse centers, food banks, airports, garages, off-street parking, sidewalks, street improvements, libraries, museums, fairgrounds, animal shelters
community facilities3
Community Facilities
  • Who May Apply?
    • Loans, grants, and guarantees are available to public entities such as municipalities, counties, and special-purpose districts, as well as to nonprofit corporations and tribal governments
    • In addition, applicants must have the legal authority to borrow and repay loans, to pledge security for loans, and to construct, operate, and maintain the facilities
community facilities4
Community Facilities
  • Other information:
    • Terms
    • Interest Rate
    • Grant Ratio
    • Security
    • Application Process
single family housing
Single Family Housing
  • DIRECT SINGLE FAMILY HOUSING LOANS
    • The program offers home loans to lower income individuals who are unable to obtain credit elsewhere, with interest rates as low as 1% - and no down payment
    • Loans are made to dwellings located in eligible rural areas (visit: www.rurdev.usda.gov)
    • The standard term for a loan is 33 years for most borrowers; however, it can be extended to 38 years
    • Applications are made directly with a Rural Development Area Office
single family housing1
Single Family Housing
  • GUARANTEED RURAL HOUSING LOANS
    • Loans are made to purchase new or existing single-family dwelling or to finance construction
    • Closing costs & guarantee fees can also be financed
    • 30 year term/fixed interest rate
    • Up to 100% of appraised property value plus the guarantee fee (2% of loan amount and .4% annual maintenance fee)
    • Applications are made directly with authorized lenders
single family housing2
Single Family Housing
  • HOME REPAIRS LOANS AND GRANTS
    • The program allows income eligible rural homeowners with very low income to repair or improve a home, making it safe and sanitary, by removing health and safety hazards
    • Loans have a 1% interest rate, have a $20,000 limit, and have a maximum term of 20 years
    • Grants are available exclusively to rural senior aged 62 or older and have a $7,500 limit
    • Funds cannot be used to assist in new construction or to pay for off-site improvements
    • Applications are made directly with a Rural Development Area Office
contact us
CONTACT US
  • Visit the PA Website: www.rurdev.usda.gov/PA
  • Community Facilities Program Line: (717) 237-2199
  • Housing Program Line:

(717) 237-2186

Lilian Lipton, Loan Specialist

(717) 237-2285 or [email protected]

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