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How to get Personal Loan? - Step by Step guide

This step-by-step guide on how to get a personal loan covers everything from understanding your credit score to choosing the right lender and preparing your documents, making it easier for you to navigate the process and get the funds you need.

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How to get Personal Loan? - Step by Step guide

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  1. India’s largest online lending fintech platform* An interactive ecosystem empowering borrowers and lenders Digital Contactless Journey Digital approvals within 59 minutes and disbursements within 7-10 days Caters to the financial aspirations of enterprises (MSMEs) & individuals facilitating affordable loans in a quick & hassle-free manner Deeply integrated with multiple vendors to get authentic data from source Sophisticated algorithms & automation used to eliminate time-consuming & tedious processes Assists lenders in customer acquisition, disbursement & monitoring ensuring deeper customer penetration & improved Proposals processed with a rules-based engine built using banks’ eligibility criteria Strong partnerships with all public sector & multiple private sector banks *Credit Suisse Report on India Banks Sector (March 2019).

  2. Personal Loan up to 20 Lakhs fullfill your wishes in less than an hour* *digital approval only. loan disbursal subject to sanction

  3. Use of Personal Loan Marriage Medical emergencies Education Vacation Furniture making Home renovation Debt consolidation Jewellery purchase

  4. Why avail personal loan from www.psbloansin59minutes.com Real time decision making Seamless integration with statutory bodies • Sophisticated algorithms for matching of borrowers and lenders • Digital personal loan approval in less than 15 minutes • Widest range of offers from 21+ banks/NBFCs • Simple process with single application • Fastest turn around time • Personal loan for various requirements Wide range of choices to ensure lowest interest rate on home loans • Direct disbursement to applicant’s account • Saves you time and money Advanced digital platform with service-driven architecture Safe and secure data

  5. Process Flow Get digital approval for personal loan up to 20 lac in just 15 minutes. Follow these simple 5 steps:

  6. Eligibility & Documentation • Only salaried individuals can apply and get a personal loan up to ₹ 20 lacs through PSB59 platformPlease keep all documents ready as mentioned below in the required formats to apply online for your 15 Minutes Home Loan Digital Approval. • Income Tax Returns (ITRs) - You will need to upload income tax return proof in XML format which can be downloaded from income tax portal. If you are not required to file income tax return, you can manually declare your income details for last year • Bank Statements - You will need to upload latest 6 month bank statements in PDF files, which can be downloaded from your bank's net banking portal or your bank's mobile app. • Other Details - Personal & loan requirement details

  7. 21 Partner Banks

  8. For more information: • support@psbloansin59minutes.com • 079-41055999

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