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Did You “Picture” a Comfortable Retirement

May is Older Americans Month. As we age and get closer to retirement itu2019s important to plan your future goals. Itu2019s not always easy to know ahead of time what youu2019ll be doing several years down the road. But one thing is certain: No matter what other goals you may have along the way, saving for a financially secure retirement should be a priority.

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Did You “Picture” a Comfortable Retirement

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  1. BUILDING BLOCKS FOR RETIREMENT Retirement Planning Essentials Did You “Picture” a Comfortable Retirement? Remember back in elementary school when your teacher asked you to draw a picture of what you wanted to be when you grew up? Chances are, your career goal in second or third grade was a lot different from the career you have now. It’s not always easy to know ahead of time what you’ll be doing several years down the road. But one thing is certain: No matter what other goals you may have along the way, saving for a financially secure retirement should be a priority. Think About Your Future Lifestyle. People are different when it comes to the amount of money they’ll need in retirement. If you plan to travel or pursue hobbies, you’ll probably need more income than retirees who spend their leisure years at home. Living costs vary from one area to another, too. So consider where you’re likely to spend your retirement years when you project your financial needs. Make Saving a Habit. Depositing a certain amount from each paycheck directly into your employer’s retirement plan or an individual retirement account can help you steadily build your retirement savings. Since funds are taken out before you get your check, you won’t be tempted to spend the money instead of saving it. Your account can benefit from the potential for compound growth over the years. Persistence Pays Off. Keeping your goal of a comfortable retirement in sight can help you meet your objective. Whenever you get a raise or a bonus, consider increasing the amount you contribute to your retirement plan or other investment account. This material is provided solely for informational purposes and does not constitute investment, tax, legal or accounting advice on the matters addressed. Neither Pentegra Services, Inc., its subsidiaries, nor any of their respective employees intend that this material should be relied on as investment advice, which should be sought from a professional advisor. Performance information shown reflects past performance and does not indicate or guarantee future investment results. Current and future results may be lower or higher than those shown. ©2018 Pentegra Retirement Services 701 Westchester Ave, Suite 320E, White Plains, New York, 10604

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