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Comprehensive Homeowners Insurance with Valuable Extensions

Protect your home with automatic extensions like geyser repairs, rent cover, accidental damage benefits, loss of water, and more. Optional extensions include geyser maintenance, machinery damage, and various benefits for domestic workers. Access Nat-Assist emergency services for lock, electric, plumbing, tree-felling, and glazing needs.

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Comprehensive Homeowners Insurance with Valuable Extensions

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  1. Homeowners Policy Benefits

  2. Automatic Extensions • Geyser • Geyser Repairs - R 1000 - No Deductible • Rent - 20% of the Sum Insured • Accommod8 Extensions - R 25,000 • Accidental damage to marble/granite - R 20,000 • Accidental damage to machinery - R 5,000 • Loss of Water - New!! - R 5,000 • Glass - Building Sum Insured • Guards - R 5,000

  3. Automatic Extension Continued • Subsidence & Landslip - Building Sum Insured • Damage to garden - R 5,000 • Public liability - R 500,000 • PLIP - R 10,000,000 Automatic Domestic Worker PA Cover • Domestic Worker Permanent total disability - R 15,000.00 • Domestic Worker Emergency ambulance charges - R 500.00 • Domestic Worker In hospital medical expenses - R100 per day max 130 days- R 100 excess   Optional Extensions 1 • Geyser Maintenance Limited to R7000 per Geyser • Accidental Damage to Machinery

  4. Optional Extensions - 2 Optional ACCOMMOD8 EXTENSIONS • 1) Cost of reletting • 2) Tenant relocation • 3) Loss of interest • 4) Buildings awaiting sale • 5) Litigation costs • 6) Early termination of lease • 7) Theft by tenants • 8) Special circumstance loss of rent (per unit / max. of 6 months) • 9) Protection and preservation • 10) Emergency evacuation • 11) Land and water clean up • 12) Decontamination • 13) Garden extension (per unit) Extended to R10 000 • 14) Alterations and additions • Domestic Worker PA Death Cover - R 15,000.00

  5. NAT-Assist: Emergency Assistance Programme • Nat-Assist provides access to 24 hour emergency assistance services. This is applicable in the event of accidental breakage (not loss) of permanent fixtures or fittings of the insured building. • Nat-Assist will arrange for a service provider to attend to your emergency and pay up to the amount specified in the Table of Benefits to our approved service providers. Service: • Locksmith - Call-out + 1 hour labor (R50.00 first amount payable per call-out) • Electrician - Call-out + 1 hour labor • Plumber - Call-out + 1 hour labor • Tree-Feller - Call-out + 1 hour labor • Glazier - Call-out + 1 hour labor The NAT-Assist Call Centre Number 0860-266-822

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