SCHOCK THERAPY BISNIS CABAI REVENUE FROM SALE TOTAL COST EBIT (KONVENSIONAL) EBZ (ISLAMI) EBZT (PANCASILA)
IBD.Mg AQ, AS Gb : SETIAP MUSLIM AKAN MASUK SURGA: KARENA IA MAU ( Human Inteligent) S.JAR 7 CRE-SAT RIDHA ALLAH TQW ILMU IMAN ANAK A+ T IBD.G-Mg D+ ONT > EPIS > AXIO > PPEI > TA’RIF > (PLS, Z, W, HT) D- F KEBERHASILAN CORP. A- I E S 10 20 30 HL HA HH HH P H PERF. RAMADHAN SERIBU BULAN A AL AA AH HUMAN INVESTMENT L LL LA LH 17 → 25 → 40 → 60 L A H INTEG.
Environment (MechineInteligent) Government Customers The System and Its Environment Weather Condition INPUTS PROCESSES OUTPUTS Procedures Performances Row Material Costs Programs Consequences Resources Tools Finish Product Activities Services Delivery Decisions Competitors Decision Maker Feedback Vendors Stakeholders Bank System Boundary Sumber : Turban, Efraim& Jaye Aronson, T.tth.Decision Support Systems and Intelligent System, Fifth Ed., Prentice-Hall International, New Jersay, 1984.
I often wonder what the vintners buy one half so precious as the goods they sell RUBAIYAT OF OMER KHAYYAM (1859)
Balance sheet ($000,000s) Profit and loss account ($000,000s) FA $ OF $ 360 $ $ Sales 1,120 Operating costs 1,008 EBIT 112 Interest 20 EBT 92 Tax 32 EAT 60 Dividends 24 RE 36 Example Co.plc LTL 480 200 CA CL 320 240 800 800
Profit and loss account Balance sheet Of all the possible combinations of values from the P/L and the B/S which measures are most appropriate? The following two are selected ROTA EBIT $112 TA $800 EBT $92 CE $560 EAT $60 ROE NW $360 ROTA Return on total assets % = EBIT $112 = 14 % TA $800 ROE Return on equity % = EAT $60 = 16,66 % OF $360 Note : TA= Total Asset, CE= Current Equity, NW= Net worth