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  1. Dates to Remember • July 27th Bro. Wayne Lawson • August 3rd Bro. Nestor Espanola • August 5-8th Meetings at Ruth, NC • August 31st Bro. Jason Watkins • Oct. 16-18th Father & Son Campout • Oct. 31st Men’s Meeting Success 3

  2. Living Within your Harvest 3 PROVERBS 13:22 A good man leaveth an inheritance to his children's children: and the wealth of the sinner is laid up for the just.

  3. EZEKIEL 46:16-18 16 Thus saith the Lord GOD; If the prince give a gift unto any of his sons, the inheritance thereof shall be his sons'; it shall be their possession by inheritance. 17 But if he give a gift of his inheritance to one of his servants, then it shall be his to the year of liberty; after it shall return to the prince: but his inheritance shall be his sons' for them. 18 Moreover the prince shall not take of the people's inheritance by oppression, to thrust them out of their possession; but he shall give his sons inheritance out of his own possession: that my people be not scattered every man from his possession. Success 3

  4. AS.I.WAS.WITH.MOSES… 57 And as we find Joshua to take this commission, knowing the responsibilities was leading them through lands now, that he'd have to go over into the other land. He'd have to set up the kingdom. He'd have to divide the inheritances among them. He knowed the commission was tremendous, far more than what Moses had done. Joshua had more to do than Moses had to do. 60-0911 Success 3

  5. Success (n) • The favorable or prosperous termination of attempts or endeavors; the accomplishment of one's goals. • The attainment of wealth, position, honors, or the like. The attainment of honor. Success 3

  6. Joshua 1:8 • This Book of the Law shall not depart from your mouth, but you shall meditate in it day and night, that you may observe to do according to all that is written in it. For then you will make your way prosperous, and then you will have good success. Success 3

  7. Stewardship Proverbs 21:20 There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up. Proverbs 22: 3 A prudent man foreseeth the evil, and hideth himself: but the simple pass on, and are punished. Success 3

  8. Living Within Your Harvest • What Debt Is and Is Not • Contentment • Your Enemy in the Natural • The Lord’s Storehouse • Biblical Principles Regarding Debt Success 3

  9. Living Within Your Harvest • The Biblical Way to Acquire a House • The coming Retirement “Apocalypse” • Opening Your Storehouse Success 3

  10. What Debt Is: • Webster’s Dictionary:“That which is due from one person to another, whether money, goods, or services; that which one is bound to pay or perform to another” • All Credit Card Balances and loans. • Long Term Leases, in which you are financially obligated beyond the initial deposit. • Loans on which you have co-signed for another. • Any delinquent, unpaid balance from other commitments. Success 3

  11. CHRIST.IS.REVEALED.IN.HIS.OWN.WORD 12 Now I see laying here, there had been many requests this last week, on what I said last Sunday on the Message. I believe I forget what I titled it now. But I said something about paying your debts. And you know, no matter what you say, it's misunderstood by many. Not 'cause they... they don't want to misunderstand it, but you just simply misunderstand it. And now someone said, "Should we buy a car?" "What should I..." Success 3

  12. Now, that isn't what Jesus spoke of, or the Bible there, that said, "Owe no man nothing." That's lingering debts that you could pay. Pay them. That's owing no man nothing. My, we owe our rent, our telephone bill, whatmore. We owe those things, and we pay them. But, an old lingering debt that you could be paying on, pay it off. Now, don't go with anything hanging on you like that. 65-0822 ROMANS 13:7-8 7 Render therefore to all their dues: tribute to whom tribute is due; custom to whom custom; fear to whom fear; honour to whom honour. 8 Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law. Success 3

  13. AND.KNOWETH.IT.NOT65-0815 278 Oh, my brother, sister, now, every one of you conscious, I know what that means. Just watch! Stay close to Christ. Let me warn you now, as a minister of the Gospel, of this. Don't take any foolishness. Don't imagine anything. Stay right there until this inside of the inside is anchored to the Word, that you're right in Christ... Cause, we're in the most deceiving age that we ever lived in. "It would deceive the very Elected if it was possible," because they have anointing, they can do anything like the rest of them. 280 Clean your lives up. Pay your debts. "Owe no man," Jesus said. Now, now, I mean, like your house rent and stuff, you got to do it. Success 3

  14. Get all your things off your hands. Get everything right. Make ready. Get ready. Remember, in the Name of the Lord, something is fixing to happen. 281 I'm going into the hills this week, not exactly to hunt squirrels; course, I like to hunt squirrels. But I'm going out there for this purpose, saying, "O God, I don't know which way to move, and I don't want to miss this. Help me." You pray for me. Will you do it? I'll be praying for you. I hope, by the mercies of God, that I meet every one of you, and we meet in a better Land than this here. Success 3

  15. What Debt Is Not: • Monthly Payments or Rent • Recurring Living Expenses • Tithes • Normal Living Expenses • Groceries • Utilities • Taxes Success 3

  16. Again, I considered all travail, and every right work, that for this a man is envied of his neighbor. This is also vanity and vexation of spirit. ECCLESIASTES 4:4 Ecclesiastes 4:4 (NIV) And I saw that all toil and all achievement spring from one person’s envy of another. This too is meaningless, a chasing after the wind. Success 3

  17. Genesis 41:25-36 GENESIS 41:29 29 Behold, there come seven years of great plenty throughout all the land of Egypt: 30 And there shall arise after them seven years of famine; and all the plenty shall be forgotten in the land of Egypt; and the famine shall consume the land; 31 And the plenty shall not be known in the land by reason of that famine following; for it shall be very grievous. Success 3

  18. The Lord’s Storehouse • The Tithing Principle: Malachi 3:9-10 • It’s sin to test God, yet He commands that we test Him in the area of tithes and offerings. • Promised Increase & Promised Protection • “Throw Open the Windows of Heaven” • “Rebuke the devourer” • Prevent the devouring pests. • Fruit not cast from vine. Success 3

  19. Borrowed Money is Easily Obtainable; Able to Make Payments; Always Seems to be a Surplus; The Need for Savings Is Not Apparent Borrowed Money is Hardly Available; Not Able to Make Payments; Surplus has Evaporated; The Need for Savings Is Obvious Success 3

  20. The Envelope System Success 3

  21. Honour the LORD with thy substance, and with the firstfruits of all thine increase: So shall thy barns be filled with plenty, and thy presses shall burst out with new wine. My son, despise not the chastening of the LORD; neither be weary of his correction: For whom the LORD loveth he correcteth; even as a father the son in whom he delighteth. Happy is the man that findeth wisdom, and the man that getteth understanding. For the merchandise of it is better than the merchandise of silver, and the gain thereof than fine gold. Proverbs 3:9-14 Success 3

  22. THE COMING RETIREMENT APOCALYPSE “Regardless of the eventual solution, few dispute that we’re on a dire course at present. Experts estimate that half of Americans are at risk of becoming economically insecure in retirement. Our system is in desperate need of a fix. Time Magazine June 30, 2014 Success 3

  23. Consider these five statistics: • 46% of Americans have less than $10,000 saved for retirement. (Employment Benefit Research Institute) • 40% of baby boomers now plan to work until they die. (AARP) • 36% of Americans say they don’t contribute anything at all to their savings. [CNBC] • 87% of adults say they are not confident about having money for a comfortable retirement. (Lifehappens.org) • Expected retirement age is up to 67 from age 63. (Zero Hedge) Success 3

  24. The 50 states are collectively facing $5.17 trillion in pension obligations, but they only have $1.94 trillion set aside in state pension funds. Robert Novy-Marx of the University of Chicago and Joshua D. Rauh of Northwestern's Kellogg School of Management recently found this when they calculated the combined pension liability for all 50 U.S. states. That is a difference of 3.2 trillion dollars. Most states are already compromised financially. Read more: http://www.businessinsider.com/facts-about-retirement-crisis-2010-12?op=1#ixzz36F6S1A9K Success 3

  25. In 1950, each retiree's Social Security benefit was paid for by 16 U.S. workers.  • In 2010, each retiree's Social Security benefit is paid for by approximately 3.3 U.S. workers. • By 2025, it is projected that there will be approximately two U.S. workers for each retiree. • Source: GAO.gov • Read more: http://www.businessinsider.com/facts-about-retirement-crisis-2010-12?op=1#ixzz36F4Yc1Gz Success 3

  26. Average Annual Health Care Costs Per Person: 1990 $2,854 2000 $4,878 2010 $8,402 Read more: http://www.bankrate.com/finance/retirement/health-care-costs-a-huge-retirement-factor-1.aspx#ixzz36FLYjC8Y Success 3

  27. Peter Arthur Diamond(Born April 29, 1940) is an American economist known for his analysis of U.S. Social Security policy and his work as an advisor to the Advisory Council on Social Security in the late 1980s and 1990s. He was awarded the Nobel Memorial Prize in Economic Sciences in 2010. Success 3

  28. 5 Ways to Ruin Your Retirement As much as we would like to blame the stock market for the shortcomings in our nest eggs, the truth is that our own choices also impact our retirement savings. And while no one sets out to ruin their retirement, statistics show that many of us are doing just that with our poor investing choices. A good man leaves an inheritance to his children’s children, But the wealth of the sinner is stored up for the righteous. Prov. 13:22 Success 3

  29. PROVERBS 11:14 Where no counsel is, the people fall: but in the multitude of counsellors there is safety. EVENTS.MADE.CLEAR.BY.PROPHECY 82 Now, both those anointed prophets standing there, 400 against one, that looked pretty strong. Now, in the multitude of counsel it's not always safety. Depends on... what they're counseling about, what their counsel is. There wasn't safety there for the king, and he took that multitude for their counseling to be right. But if he had just stopped and turned back the scroll and look what Elijah had just said. 65-0801 Success 3

  30. WHY.I'M.AGAINST.ORGANIZED.RELIGION 41 (Korah, Num. 16:1), if you'd like to read, Korah tried the very same thing. He got all the Levites together, and he got the... some of the celebrity, the high man, great man, holy man, and him and Dathan got together and said, "It's not right, one man trying to be over us all." And so they tried to get an organization started together, and they come up before Moses and Aaron, who God had chosen for the work, and told them they took too much upon themselves, that the whole congregation was holy… "In the multitude of counsel there's safety," of course, they say. That doesn't apply to Christianity. That's in war. Notice, a whole lots of difference. 62-1111E Success 3

  31. 1. You Wait Too Long To Start Investing: When it comes to investing, you can’t make up for lost time. That’s why you should invest early, no matter how small the amount, to take advantage of compound interest. For example, a $2,000 lump sum invested when you’re 30 years old can grow to $72,000 by the time you’re 60… Success 3

  32. 1. You Wait Too Long To Start Investing: When it comes to investing, you can’t make up for lost time. That’s why you should invest early, no matter how small the amount, to take advantage of compound interest. For example, a $2,000 lump sum invested when you’re 30 years old can grow to $72,000 by the time you’re 60. But that same $2,000 investment will be worth $237,000 if you invest it 10 years sooner. That’s the power of compound interest! Success 3

  33. 2. You Don’t Invest Enough For Retirement Most people consider saving for retirement as a main goal for most people, but they want to split their disposable cash between paying off their home, saving for a child’s college fund, etc. Multitasking with your money is fine, as long as you first invest 15% of your income for retirement. Why? A paid-for home won’t help you cover your expenses in retirement. Neither will a paid-for college tuition. Success 3

  34. 3. You Don’t Invest For Retirement At All A recent survey by Deloitte Center for Financial Services found that nearly 60% of pre-retirees don’t have a retirement plan, and 20% expect to live on their Social Security benefits alone in retirement. The average monthly benefit from Social Security is only $1,230, so it’s clear that any savings are better than no savings. No matter how far behind you think you are, make a plan. Success 3

  35. 4. You Cash Out Or Take A Loan Against Your Retirement Savings Roth IRAs and 401(k)s allow you to withdraw or borrow funds under certain circumstances. But doing so will not only lower your balance, you’ll miss out on that money’s growth potential. You could also be subject to taxes and penalties. Pay off your debt and build an emergency fund before you start investing, and use that cushion to pay for unexpected expenses. Keep your retirement fund for retirement only! Success 3

  36. 5. You Invest On Your Own Many investors believe they will save money by handling their retirement investing on their own. But do-it-yourself investors rarely have the time or the expertise to find the best funds or understand the market cycles that are part of stock market investing. As a result, they are more likely to reduce their returns by investing when prices are high and cashing out when prices fall. Success 3

  37. Success 3

  38. Opening Your Storehouse • Set Up A Balanced “Zero Based” Budget. • Save $1,000 in Cash As A Starter Emergency Fund • Initiate Joseph Plan • Pay Off Consumer Debts • Expand Emergency Fund to 3 Months of Expenses • Pay Off Mortgage—You’re Debt Free!!! • Expand Emergency Fund to 6 Months of Expenses Success 3