The Top Four Health Care Plans in Ohio - PowerPoint PPT Presentation

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The Top Four Health Care Plans in Ohio

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  1. www.onesourcebenefits.com Toll Free Number:1-877-549-1212

  2. The Top 4HealthCarePlansinOhio www.onesourcebenefits.com Toll Free Number:1-877-549-1212

  3. 1. PPO: PreferredProviderOrganization • PPOisaverywellknownandusedveryoften. Usingthedoctorsthatareinsidethenetworkoftheinsurancecompanies, PPOisaplusforthosewhosedoctorisalreadyinthePPO. • BeforeyouapplyforPPOchecktoseeifyourfamilydoctorisinthePPOnetwork . Ifheisnotyoumayneedtofindanewdoctorifyouwanttogowiththisplan. www.onesourcebenefits.com Toll Free Number:1-877-549-1212

  4. 2. HMO: HealthMaintenanceOrganization • TheHMOplanfunctionswithinanetworkofprovidersthatworkonlywithHMO. • HavinganHMOplanallowsyoutochooseaprimarycarephysician. Thisisgreattohaveforcheck-upsandimmunizations. • Note: MostoftheOhiocarrierssuchasBlueCrossBlueShield, MedicalMutualofOhio, UnitedHealthCare, andHumananolongerofferHMOtypeplans. www.onesourcebenefits.com Toll Free Number:1-877-549-1212

  5. www.onesourcebenefits.com Toll Free Number:1-877-549-1212

  6. 3. HSAEligiblePlans • HSAstandsfor “HealthSavingsAccount” andthebestwaytodescribeanHSAplanisthat “itislikeaPPOplanbutwithahigherdeductible and no office or drug co-pays. • Thisplanallowsyoutosavemoneythatwillbeusedexclusivelyformedicalneeds. • AgreataspectofanHSAplanisthatthemoneythatissavedintheHSArollsovertothenextyearifitisnotused, anditistax free. • Thisisawell-likedplanforyounghealthyindividualswholiketheconvenienceoflowerpremiumsevenifitmeanshigherdeductibles. www.onesourcebenefits.com Toll Free Number:1-877-549-1212

  7. 4. Indemnity • Ifyouwouldliketohavefullreignoveryourhealthcare, anIndemnityplanistheplanforyou. WithanIndemnityPlanyoucanchoosethedoctororhospitalofyourchoice. • Note: BecauseofthefreedomthatIndemnityplansallowtheyusuallyrunonthemoreexpensiveside, andyoumaysometimeshavetopayforsomevisitsupfrontandgetreimbursed later fromtheinsurancecompany. www.onesourcebenefits.com Toll Free Number:1-877-549-1212

  8. Thank You www.onesourcebenefits.com Toll Free: 1 (877) 549-1212