Introduction

1. California Card Systems (I) Pvt Ltd Introduction One of the key features of Information Technology has been the way in which Data is stored and retrieved. Data is stored and retrieved depending upon needs Easy identification and transfer of data is critical to the success of any technology up gradation.

2. California Card Systems (I) Pvt Ltd Solutions The various solutions for Storing and transfer of data are : Bar code solution Magnetic Stripe solution Smart Card based solutions

3. California Card Systems (I) Pvt Ltd Magnetic Stripe or Smart Card Smart card based solutions have gained acceptance due to the advantages over bar code \ magnetic stripe solutions in recent times due to the following: 1.The chips are harder to duplicate than magnetic stripes 2.The chip holds customer data which provides for additional security

4. California Card Systems (I) Pvt Ltd Magnetic Stripe or Smart Card 3.Reduced processing costs as magnetic stripe technology requires online verifications system. Smart card verification can be either online or offline 4.Magnetic stripe stores about 200 characters and does not allow any modification.Smart cards can hold data 4Kbit which permits any type of modifications required.

5. California Card Systems (I) Pvt Ltd Smart Card The advantages of Smart Card are capacity, convenience, portability, durability, security,and ability to check forgery.

6. California Card Systems (I) Pvt Ltd What is Smart Card Same size as a standard credit card A microchip embedded in a plastic card to store information Latest silicon technology, does not require use of batteries The chip can be programmed to carry out specific functions

7. California Card Systems (I) Pvt Ltd Types of smart cards Contact based Smart Cards Requires physical contact with the reader to carry out the functions Contact less Smart Cards No physical contact with the reader. Has an antenna coil, as well as a chip embedded with in the card. The internal antenna allows for communication and power with a receiving antenna in the reader to process the transaction.

8. California Card Systems (I) Pvt Ltd Types of smart cards Combination Cards Combination card functions as both a contact and contact less card

9. California Card Systems (I) Pvt Ltd Types of smart cards Contact based Smart Cards Simple \ open memory cards plain memory card no security features built in Secure memory cards Security built into the cards cost effective reader specific

10. California Card Systems (I) Pvt Ltd Types of smart cards Crypto Memory Cards Compliant with ISO 7816-3 Interoperable with Microprocessor cards High security level Does not require O/S Cost effective

11. California Card Systems (I) Pvt Ltd Types of smart cards Micro controller cards High security features expensive versatile used mainly in Banking sector

12. California Card Systems (I) Pvt Ltd Conclusion Banking applications: Microprocessor cards best suited Non Banking applications: Secure memory\Crypto memory cards are ideal

13. California Card Systems (I) Pvt Ltd Features of Smart Card Serial Electronically Erasable Programmable Read Only Memory (EEPROM) Memory capacity 1Kbit to 1024Kbit Manufacturers: Siemens Atmel ST Micorelectronics Philips Microchip

14. California Card Systems (I) Pvt Ltd Applications ID card Log on card garage card Hotel key card Health care Pre-paid cards-Energy meter

15. California Card Systems (I) Pvt Ltd Secure Memory cards  Secure Memory with Personal Identification number and Authentication From 1Kbit to 16 Kbit Manufacturers: Infineon SLE 4404 \ 4428 Gemplus GPM 896 Atmel AT88SC101,102,1601,1604,153,1608

16. California Card Systems (I) Pvt Ltd Crypto Memory Cards Latest introduction Secure Memory with Personal Identification number and Authentication From 1Kbit to 16 Kbit Additional Security: Data encryption and decryption

17. California Card Systems (I) Pvt Ltd Crypto Memory Cards Memory capacity 1Kbit to 16 Kbit Can be upgraded to higher memory capacity without making alterations in the software

18. California Card Systems (I) Pvt Ltd Pre-paid energy meter The prepaid system is gaining acceptance in recent times due to the inherent advantages It is proposed to introduce prepaid system in the power distribution sector

19. California Card Systems (I) Pvt Ltd Type of solutions Pre-paid meter with key-pad to be used with scratch cards The system is similar to SIM cards for handheld telephones.� The security required to maintain the data is very complicated.� Very large expense for backend maintenance.

20. California Card Systems (I) Pvt Ltd Type of solutions Pre-paid open system This is the most ideal situation for card distribution and can achieve and solve all the related problems.

21. California Card Systems (I) Pvt Ltd Types of solution Pre-paid� consumer specific. The long payment lines at the electricity boards will not be eliminated,  Lack of flexibility to the consumer

22. California Card Systems (I) Pvt Ltd Present system The meters are installed at the user�s end The meter reader visits the place at specific intervals ( once in a month) and notes down the meter reading The present meter reading is fed into the computer at the Electricity board

23. California Card Systems (I) Pvt Ltd Present system The software is designed to compute the number of units consumed in the month = present reading-previous reading. Based on the number of units consumed during the month the bill is generated at applicable slab rate

24. California Card Systems (I) Pvt Ltd Present system The bill is sent to the consumer The consumer pays the amount at the electricity board office The details of payment is entered The overdue position of bills is generated Power supply is disconnected

25. California Card Systems (I) Pvt Ltd Analysis The present system suffers from the following disadvantages: Meter reader has to visit the place every month The reading is to be fed into the computer The bill generated is to be sent

26. California Card Systems (I) Pvt Ltd Analysis The consumer will have to stand in long queue for making payment Delay in initiating action for nonpayment

27. California Card Systems (I) Pvt Ltd Solution Prepaid solution will overcome the deficiencies in the present system The electricity board need not have to send the meter reader every month Data entry problems and errors will not be there

28. California Card Systems (I) Pvt Ltd Analysis Delay in payment \ non payment will not arise Prepaid amount will result in float funds and improve liquidity Consumer need not have to wait in queue for making payment Easier to operate and maintain

29. California Card Systems (I) Pvt Ltd Conclusion In conclusion introduction of a prepaid system will be beneficial both to the electricity board and to the consumers The various components of a prepaid Smart Card based system are

30. California Card Systems (I) Pvt Ltd System Components Smart Cards Smart Card Readers Personal Computer Software Electronic Meter with built in reader

31. California Card Systems (I) Pvt Ltd System at work The reader will be connected to the PC The card will be inserted in the reader The software loaded into the micro controller of the reader recognises the card and permits further processing

32. California Card Systems (I) Pvt Ltd System at work The consumer makes payment for the pre-paid card The software in the PC will load the amount paid by the consumer into the card The data is also written simultaneously into the database

33. California Card Systems (I) Pvt Ltd System at work The consumer inserts the pre-paid card in the energy meter The value in the card is transferred to the meter The meter keeps track of the number of units consumed as per the slab rate

34. California Card Systems (I) Pvt Ltd System at work When the value in the meter comes to 20% a signal is given -either beep or red light When the value in the meter becomes nil the electricity supply is cut off

35. California Card Systems (I) Pvt Ltd Summing up.. Prepaid Smart Card Solution is ideal Reduces manpower cost to the EB Improves liquidity of the EB Overall efficiency in operations of the EB will improve Hassle free for the consumer Prepaid cards easily available