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Payment Gateways for e-Government Services

WB VC 24.05.07. Payment Gateways for e-Government Services. Arvo Ott, PhD, arvo.ott@ega.ee e-Governance Academy www.ega.ee. Infopolitical decisions:.

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Payment Gateways for e-Government Services

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  1. WB VC 24.05.07 Payment Gateways for e-Government Services Arvo Ott, PhD, arvo.ott@ega.ee e-Governance Academy www.ega.ee

  2. Infopolitical decisions: • Public information and eGov services should be available free of charge (Basic Principles of Estonian ICT Policy, Public Information Act, basics of interoperability framework etc.) • Wide public private partnership in the field of ICT architecture • Single ID-cards and internet banks based authentication mechanisms • Certification services are bought from private sector (CA-s are active developers and advertisers of e-services)

  3. Banks Databases / information systems • Ühispank • Hansapank • Krediidipank • Sampo Pank • Nordea Pank Population Register Health Insurance Register National Pension Insurance Register Vehicle Register Eesti Energia IS Tallinna Vesi IS 5 Security server Security server Security server Security server Security server Security server Security server 57 DB Internet - X-road Security server Popul. ~1,3 mil. ID – card Security server Central server I Central monitoring :: … :: 104 DB :: E-institution – institution view :: National Databases Register http://www.riik.ee/arr/ 359 org. :: E-county – county view :: :: Governmental Portal – Your Estonia :: Institutional view of the state Thematic view of the state www.riik.eewww.eesti.ee Central server II HelpDesk 1000000 KIT Citizen view EIT Enterpriser view AIT Public servant view X-road certification center Certification Center Tools centrally developed by the State, i.e. the State Portal X-road center

  4. Summary: • Most eGov services are free of charge. • If the payment is needed (for example some services of Business register), all banks with their Internet bank gateways are integrated to the eGov architecture. • Multiple user authentication mechanisms are in use both for internet bank and also eGov services (ID-cards, PIN calculators, m-ID, code tables) • Banks are offering authentication services free of charge in eGov environment • You can pay by mobile phone for some services (or example license for fishing)

  5. Answers to the questions: • Payment gateways are owned by the banks • Same gateways are used for private and public sector services • Internet bank payment mechanisms are used - m-payment can be used for some services • All payments can be made on-line • Private CA services are used (joint venture between banks and telecoms)

  6. Thank you for your attention! Arvo Ott, PhD Member of Management Board eGovernance Academy arvo.ott@ega.ee www.ega.ee

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