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The flexibility involved with this membership is unparalleled, as users are offered the chance to select from various types of fitness activities, as well as the place of the activity itself.
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SBI Pulse Credit Card Benefits: Wellness, Rewards & Luxury Introduction The SBI Pulse Credit Card is designed for individuals who prioritize health, wellness, and lifestyle benefits alongside financial flexibility. More than a regular credit card, it combines fitness memberships, health consultations, reward points, and travel privileges, making it an ideal companion for modern, health- conscious professionals. Key Features of SBI Pulse Credit Card - Annual Fee: ₹1,499 + GST (waived on spending ₹2 lakh annually) Welcome Benefits: Complimentary FITPASS Pro membership worth ₹30,000 and Netmeds vouchers worth ₹1,500 - Reward Points: 10 Reward Points per ₹100 spent on pharmacy, medical, and dining expenses Health & Wellness: Complimentary fitness sessions, doctor tele- consultations, and nutrition plans Insurance Benefits: Complimentary health insurance cover worth ₹1.5 lakh - Airport Lounge Access: 8 free visits per year to domestic lounges - Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹500–₹4,000
Health and Wellness Benefits Cardholders get access to FITPASS Pro, including gyms, yoga sessions, and fitness studios across India. Tele-consultations with doctors and nutritionists, along with Netmeds vouchers, help reduce medical expenses and maintain a healthy lifestyle. Reward Points Program Earn 10 reward points per ₹100 spent on medical, pharmacy, and dining, and 2 points per ₹100 on other categories. Points can be redeemed for online shopping vouchers, flight bookings, or gift cards. Travel Privileges Enjoy 8 domestic lounge visits per year, 2 per quarter, and access international lounges via Priority Pass membership with minimal charges. Insurance and Protection - Health insurance worth ₹1.5 lakh - Air accident cover of ₹50 lakh - Fraud liability cover Lifestyle and Everyday Benefits Fuel surcharge waivers - Milestone benefits: annual fee reversal on spending ₹2 lakh - EMI conversion options for large purchases Charges - Annual Fee: ₹1,499 + GST - Renewal Fee: ₹1,499 (waived on annual spend of ₹2 lakh) - Finance Charges: 3.5% per month - Cash Advance Fee: 2.5% (min ₹500) - Foreign Currency Markup: 3.5% Eligibility Criteria - Age: 21–65 years - Monthly Income: ₹50,000 or more - Credit Score: Preferably above 750 - Nationality: Indian residents only Required Documents Identity proof Aadhaar, PAN, Passport, and Voter ID, address proof (Utility bills, Aadhaar, Passport, and income proof (salary slips or ITR) How to Apply Apply online via the official SBI Card website or offline at SBI branches. Cards are delivered within 7–10 working days upon approval.
Who Should Get the SBI Pulse Credit Card? - Health-Conscious Users - Fitness Lovers - Frequent Travelers Urban Professionals 1 Pros and Cons Pros: Health and wellness focus - Free fitness membership and doctor consultations Complimentary insurance - High reward points on dining and medical spends - Free lounge access Cons: - Higher annual fee than entry-level cards - Best suited for health- focused individuals - 3.5% foreign currency markup Conclusion: The SBI Pulse Credit Card is more than a payment tool it’s a comprehensive lifestyle and wellness companion. With fitness memberships, health consultations, insurance cover, and travel benefits, it delivers exceptional value for health-conscious professionals and frequent travelers.
