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Explore the implementation of digital ID and authentication in real-life scenarios like the beer store, medical lab results, and bank accounts. Follow step-by-step procedures and key considerations for a seamless process. Delve into key actors and potential barriers for collective success.
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Digital ID and Authentication as aPlatform Peter Watkins
Canonical Use CasesDigital ID and AuthenticationEcosystem • The beer store • The medical lab results • The bank account
Canonical Use CasesDigital ID and AuthenticationEcosystem • The beer store • The medical lab results • The bank account
Step 2 Touch “New Customer”
Be advised about what info they need, why, what they will do with it etc.. Step 3
Passcode and/or Card Tap etc. Authentication Step 4
Authentication and authorization agent shows you the request and asks you to proceed… Step 5
Full activation may take 24-48hrs; meanwhile… Step Done!
ConsiderationsKey Actors • Applicant (user) • Bank app from the app store • Government entity trusted for name, dob, address • Agent (for the user) that ran on the phone
ConsiderationsNot Shown • Technical architecture, technical specifications, protocols • Phone registration / agent activation • Credential used during phone registration • Credential issuance / activation • User’s registration with government entity that provided name, dob, address • Bank app development/developer/registration • Agent accreditation/certification • Privacy enabling infrastructure/services • Assurance standards • Evidence of identity standards • …
Plan to see session by Dick Hardt on Authentication and Authorization Privacy Protecting Protocol A2P3 Tomorrow
Segue… • Even with answers to all the previous itemsHow was it that the bank was able to meet its obligations per: KYC/AML etc. through this approach?
Barriers to Collective Success(some of the things we have to talk about, or ignore at our peril) • Ensuring Privacy By Design • Liability Rules • Reputation Risk • Ubiquity Of Platform Access, Interoperability • Equality Of Service Irrespective Of Technology Access, (Dis)ability, Age, Etc. • What Will The Trust Frameworks Be? • Compelling Use Cases • Responsibility to Educate Consumers • Enabling Consumer Power • Vs. Relying Party Power • Vs. Identity Provider Power