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Secure Internet Payment Processing - PowerPoint PPT Presentation


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Secure Internet Payment Processing. Goals of Internet Payment. Secure Reliable, 24x7 Low-cost – flat monthly fee, low per transaction fee. Low minimum amount Accept various forms of payment: credit card, debit card, ACH? and electronic checks. Scalable Fast.

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goals of internet payment
Goals of Internet Payment
  • Secure
  • Reliable, 24x7
  • Low-cost – flat monthly fee, low per transaction fee.
  • Low minimum amount
  • Accept various forms of payment: credit card, debit card, ACH? and electronic checks.
  • Scalable
  • Fast

C. Edward Chow Page 2

setting up internet merchant account
Setting up Internet Merchant Account
  • Identify the acquirer (bank) that support Internet Merchant Accounts. Consider application fees and per transaction fees. For a list of banks,
    • http://www.verisign.com/payment/getmerchant2.html
  • Consider existing banks.
  • Complete the acquirer’s applications. Take some time.

C. Edward Chow Page 3

set up payment process services
Set up Payment Process Services
  • The Internet Payment will go through the payment processing centers such as:
    • First Data Merchant Services
    • Paymentech
    • Nova
    • Vital
    • EDS
    • Norwest
    • Telecheck
  • Your acquirer (bank) need to be able to connect and work with one of these payment processing centers.

C. Edward Chow Page 4

building online store
Building Online-Store
  • There are a few options:
    • Let Web development contract firm build, integrate, and/or host e-commerce application
    • Choose shopping cart or e-commerce platform that incorporate payment services.
    • Building payment solution into your own e-commerce application

C. Edward Chow Page 5

related info
Related Info
  • http://www.verisign.com/payment

C. Edward Chow Page 6