Secure internet payment processing
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Secure Internet Payment Processing. Goals of Internet Payment. Secure Reliable, 24x7 Low-cost – flat monthly fee, low per transaction fee. Low minimum amount Accept various forms of payment: credit card, debit card, ACH? and electronic checks. Scalable Fast.

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Secure internet payment processing l.jpg
Secure Internet Payment Processing

C. Edward Chow Page 1


Goals of internet payment l.jpg
Goals of Internet Payment

  • Secure

  • Reliable, 24x7

  • Low-cost – flat monthly fee, low per transaction fee.

  • Low minimum amount

  • Accept various forms of payment: credit card, debit card, ACH? and electronic checks.

  • Scalable

  • Fast

C. Edward Chow Page 2


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Setting up Internet Merchant Account

  • Identify the acquirer (bank) that support Internet Merchant Accounts. Consider application fees and per transaction fees. For a list of banks,

    • http://www.verisign.com/payment/getmerchant2.html

  • Consider existing banks.

  • Complete the acquirer’s applications. Take some time.

C. Edward Chow Page 3


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Set up Payment Process Services

  • The Internet Payment will go through the payment processing centers such as:

    • First Data Merchant Services

    • Paymentech

    • Nova

    • Vital

    • EDS

    • Norwest

    • Telecheck

  • Your acquirer (bank) need to be able to connect and work with one of these payment processing centers.

C. Edward Chow Page 4


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Building Online-Store

  • There are a few options:

    • Let Web development contract firm build, integrate, and/or host e-commerce application

    • Choose shopping cart or e-commerce platform that incorporate payment services.

    • Building payment solution into your own e-commerce application

C. Edward Chow Page 5


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Related Info

  • http://www.verisign.com/payment

C. Edward Chow Page 6


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